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CommBank Term Deposit

CommBank Term Deposit review. Rates up to 4.30% p.a.


Updated 16 December 2025


Fact checked and verified. Updated 16 December 2025
Interest Rates
$5,000 up to $49,999 deposit(% p.a.)
Term
Monthly
Interest
Interest
at Maturity/
Annually

1 month

-

1.15%

2 months

1.40%

1.40%

3 months

2.90%

2.95%

4 months

2.95%

3.00%

5 months

3.00%

3.05%

6 months

3.55%

3.60%

7 months

3.10%

3.15%

8 months

3.15%

3.20%

9 months

3.20%

3.25%

10 months

3.25%

3.30%

11 months

3.30%

3.35%

13 months

3.65%

3.75%

18 months

3.65%

3.75%

34 months

3.35%

3.45%

36 months

3.35%

3.45%

48 months

3.35%

3.45%

60 months

3.35%

3.45%

$5,000+ deposit(% p.a.)
Term
Monthly
Interest
Interest
at Maturity/
Annually

12 months

3.70%

4.10%

24 months

4.10%

4.30%

$50,000+ deposit(% p.a.)
Term
Monthly
Interest
Interest
at Maturity/
Annually

1 month

-

1.20%

2 months

1.45%

1.45%

3 months

2.95%

3.00%

4 months

3.00%

3.05%

5 months

3.05%

3.10%

6 months

3.60%

3.65%

7 months

3.15%

3.20%

8 months

3.20%

3.25%

9 months

3.25%

3.30%

10 months

3.30%

3.35%

11 months

3.35%

3.40%

13 months

3.70%

3.80%

18 months

3.70%

3.80%

34 months

3.40%

3.50%

36 months

3.40%

3.50%

48 months

3.40%

3.50%

60 months

3.40%

3.50%

Product Details
Feel confident knowing exactly how much your money will earn. Lock-in a competitive interest rate from as short as 1 month to as long as 5 years."
- CommBank
Early withdrawal

•

31 daysnotice is required for early withdrawal of funds

•

$30 early withdrawal fee

•

An adjustment to your interest may apply

Feature

•

Option to pay interest monthly, half-yearly, annually, or at maturity

•

Investments between $5,000 and $1,999,999.99

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the CommBank website.

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