David Jones American Express Platinum Credit Card

The David Jones American Express Platinum Credit Card offers $450 cash back. Ongoing benefits include Membership Rewards Points earned on everyday purchases, complimentary travel insurance, and American Express Lounge invitiations.


Updated 18 May 2022

Expert Review

The David Jones American Express Platinum credit card is one of American Express' Membership Rewards products. Featuring a relatively high points earn rate which is uncapped, the card provides American Express's high quality service benefits. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the best 25% for earning $100 back in value, such as on a gift card, for an average spend of $5,000 per month. Further, the product has a $295 annual fee, including up to 44 interest free days.

Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include no additional cardholder fees. Please note, that commonly in the Australian market, acceptance of American Express cards for payment in comparison to Visa and Mastercard isn’t as broad. Also, there is a greater level of merchant surcharging on American Express cards in comparison to Visa and Mastercard, noting that Visa and Mastercard can also attract surcharging by some merchants.

Product Details
Enjoy the ultimate David Jones experience."
- American Express
Rewards

Earn Membership Rewards Points

1point per $1 spent

Fees
Account Fees

$295 annual account fee

Additional Cardholder Fees

No additional cardholder fee

Up to 4 additional cardholders

Transaction Fees

3.00% international transaction fee

Other fees may apply.

Rates

20.74% p.a. purchase rate

Up to 44 interest fee days on purchases

Features
Insurance

Domestic and International Travel Insurance

Purchase Protection Cover

Refund Protection Cover

Buyer's Advantage Cover

Airport Lounge Access

2 x American Express Lounge invitiations each year

Offers
Cash Back Offer

$450cash back

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TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the American Express website.

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^ Credit card reward programs can be difficult to compare due to tiered and capped points earn rate structures. To simplify comparison, we estimate the number of points you could earn per $1 spent, assuming $5,000 of spend on eligible purchases each month.
Stay or Go Pty Ltd (“Stay or Go”) provides information about and compares credit products in the Australian market and is authorised to do so as the holder of Australian Credit Licence 527092. We do not compare every credit product in the Australian market. We are not a credit provider and we do not provide credit assistance. When we provide information via this website, we are not providing you with a recommendation or suggestion about a particular credit product. When you apply for a credit product via our website, you are not applying with us, you are applying directly with the credit provider and will be redirected to their website. We endeavour to ensure that the information on this website is current and accurate however, before entering into any credit product with a credit provider displayed on our website, you should confirm the fees, rates, product information, and eligibility criteria with the credit provider and read the Target Market Determination (TMD) available via their website. All information on this website is general advice only and does not take into account your objectives, financial situation or needs. You should consider whether this advice is right for you and we encourage you to seek independent financial advice. The use of any trade name or trademark on this website is for identification, comparison and reference purposes only and does not imply any association with the trademark holder or their brand. Please refer to our Terms of Use for more details.
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