Great Southern Bank Low Rate Credit Card
The Great Southern Bank Low Rate Credit Card offers . Ongoing benefits include a low ongoing interest rate.
Updated 8 May 2025
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As the name suggests, the Great Southern Bank Low Rate credit card is Great Southern Bank's low interest rate product. This is also the only credit card Great Southern Bank offers in the low interest rate category. Featuring a competitive Purchase interest rate of 11.99% p.a., which is Great Southern Bank's lowest, and including up to 55 interest free days, this product is great for minimising interest and managing cash-flow, if you want flexibility with your monthly repayment. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the best 10% lowest purchase rates. Further, the product has a $49 annual fee. As a result, this card ranks among the lowest 25% annual fee products.
Considering its key features, this card is most suitable to someone who wants the peace of mind that if they do need to pay interest from time to time, the rate will be competitive. Other benefits include no additional cardholder fees.
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No rewards program
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$49 annual account fee
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No additional cardholder fee
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Up to 9 additional cardholders
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3.40% international transaction fee
Other fees may apply.
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11.99% p.a. variable purchase rate
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21.74% p.a. variable cash advance rate
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Up to 55 interest free days on purchases
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Before applying for this product, you should read the Target Market Determination (TMD) available here on the Great Southern Bank website.