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Great Southern Bank Platinum Credit Card

The Great Southern Bank Platinum Credit Card offers a range of benefits including Cashback earned on eligible purchases, complimentary travel insurance, no international transaction fees.


Updated 2 October 2026


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Expert Review

The Great Southern Bank Platinum credit card is Great Southern Bank's mid-tier Cashback product. This is also the only credit card Great Southern Bank offers in the mid-tier Cashback category. Featuring a relatively high cash back earn rate which is Great Southern Bank's highest and uncapped, the card provides premium features such as insurances. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the best 25% for earning $100 back in value, such as on a gift card, for an average spend of $5,000 per month. Further, the product has a $12 monthly fee, including up to 55 interest free days. And for anyone who is planning on travelling or making purchases online from international companies, this product charges no foreign transaction fees, which can create significant savings.

Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include no foreign transaction fees, which are commonly around 3 p.a., this product is great for anyone who makes overseas purchases online, or anyone planning on travelling overseas, Overseas Travel and Medical Insurance which is similar to equivalent products and no additional cardholder fees.

This review is produced using a programmatic methodology designed by our product experts and automatically updated to reflect current product information. AI may be used to improve readability. This content is general information and should be verified with the product provider.
Product Details
Rewards the way you like them."
- Great Southern Bank
Rewards

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Earn Cashback

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0.5points per $1 spent

Fees
Account Fees

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$12 monthly account fee

Additional Cardholder Fees

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No additional cardholder fee

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Up to 9 additional cardholders

Transaction Fees

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No international transaction fee

Other fees may apply.

Rates

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19.99% p.a. variable purchase rate

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21.74% p.a. variable cash advance rate

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Up to 55 interest free days on purchases

Features
Insurance

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Purchase Protection Insurance

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International Travel Insurance

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Transit Accident Insurance

Offers
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TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Great Southern Bank website.

More information
^ Credit card reward programs can be difficult to compare due to tiered and capped points earn rate structures. To simplify comparison, we estimate the number of points you could earn per $1 spent, assuming $5,000 of spend on eligible purchases each month.
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Stay or Go Pty Ltd (“Stay or Go”) provides information about and compares credit products in the Australian market and is authorised to do so as the holder of Australian Credit Licence 527092. We do not compare every credit product in the Australian market. We are not a credit provider and we do not provide credit assistance. When we provide information via this website, we are not providing you with a recommendation or suggestion about a particular credit product. When you apply for a credit product via our website, you are not applying with us, you are applying directly with the credit provider and will be redirected to their website. We endeavour to ensure that the information on this website is current and accurate however, before entering into any credit product with a credit provider displayed on our website, you should confirm the fees, rates, product information, and eligibility criteria with the credit provider and read the Target Market Determination (TMD) available via their website. All information on this website is general advice only and does not take into account your objectives, financial situation or needs. You should consider whether this advice is right for you and we encourage you to seek independent financial advice. The use of any trade name or trademark on this website is for identification, comparison and reference purposes only and does not imply any association with the trademark holder or their brand. Please refer to our Terms of Use for more details.