Greater Bank Low Rate Visa Credit Card
The Greater Bank Low Rate Visa Credit Card offers a range of benefits including a low ongoing interest rate.
Updated 20 May 2025
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As the name suggests, the Greater Bank Low Rate Visa credit card is Greater Bank's low interest rate product. This is also the only credit card Greater Bank offers. Featuring a competitive Purchase interest rate of 9.95% p.a., which is Greater Bank's lowest, and including up to 55 interest free days, this product is great for minimising interest and managing cash-flow, if you want flexibility with your monthly repayment. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the best 5% lowest purchase rates. Further, the product has a $49 annual fee. As a result, this card ranks among the lowest 25% annual fee products.
Considering its key features, this card is most suitable to someone who wants the peace of mind that if they do need to pay interest from time to time, the rate will be competitive. Other benefits include no additional cardholder fees and an ongoing spend based annual fee waiver, when the customer spends $12,000 per year.
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No rewards program
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$49 annual account fee, waived when you spend $12,000 in 12 months
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3.00% international transaction fee
Other fees may apply.
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9.95% p.a. variable purchase rate
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9.95% p.a. variable cash advance rate
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Up to 55 interest free days on purchases
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Before applying for this product, you should read the Target Market Determination (TMD) available here on the Greater Bank website.