The Heritage Bank Discount Variable Home Loan offers variable rates from 5.99% p.a. (6.01% p.a. comparison rate*). Low deposit home loans.
Updated 3 December 2023
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If you're looking for a fee free home loan with basic features, then the Heritage Bank Discount Variable Home Loan is worth considering. As one of Heritage Bank's more basic home loan offerings, it features variable interest rates across the Owner Occupier and Investor categories, and the ability to split your loan with Heritage Bank's fixed rates. Heritage Bank also offers a home loan package with more comprehensive features, so it is prudent to consider what's most important to you before applying. Further details about the Heritage Bank Discount Variable Home Loan benefits are outlined below.
$600 establishment fee
$0 annual fee
Other fees may apply.
No ongoing fees
Split your loan into fixed and variable rate portions
Make extra repayments
Redraw extra repayments that you have made
Before applying for this product, you should read the Target Market Determination (TMD) available here on the Heritage Bank website.