The Heritage Bank Standard Variable Home Loan offers variable rates from 8.74% p.a. (8.89% p.a. comparison rate*). Low deposit home loans.
Updated 8 December 2023
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If you're after a fully featured home loan but aren't interested in a package, then the Heritage Bank Standard Variable Home Loan is worth considering. As one of Heritage Bank's most comprehensive home loan offerings, it features variable interest rates across the Owner Occupier and Investor categories, and the ability to split your loan with Heritage Bank's fixed rates. Heritage Bank also offers a basic home loan option, so it is prudent to consider what's most important to you before applying. Further details about the Heritage Bank Standard Variable Home Loan benefits are outlined below.
$600 establishment fee
$8 ongoing monthly fee
Other fees may apply.
Split your loan into fixed and variable rate portions
Save interest with an offset account
Make extra repayments
Redraw extra repayments that you have made
Before applying for this product, you should read the Target Market Determination (TMD) available here on the Heritage Bank website.