Heritage Bank Term Deposit review. Rates up to 4.05% at maturity.
Updated 17 December 2025
1 month
-
1.05%
2 months
1.20%
1.30%
3 months
3.55%
3.65%
4 months
3.75%
3.85%
5 months
3.20%
3.30%
6 months
3.95%
4.05%
7 months
3.45%
3.55%
8 months
3.45%
3.55%
9 months
3.75%
3.85%
10 months
3.45%
3.55%
11 months
3.45%
3.55%
12 months
3.75%
3.85%
24 months
3.30%
3.40%
36 months
3.30%
3.40%
48 months
3.30%
3.40%
60 months
3.30%
3.40%
•
31 daysnotice is required for early withdrawal of funds
•
$0 early withdrawal fee
•
An adjustment to your interest may apply
•
Option to pay interest monthly, annually, or at maturity
•
Investments from $1,000
Before applying for this product, you should read the Target Market Determination (TMD) available here on the Heritage Bank website.