Heritage Bank Term Deposit
Heritage Bank Term Deposit review. Rates up to 4.25% at maturity.
Updated 3 July 2025
Fact checked and verified. Updated 3 July 2025
Interest Rates
$1,000+ deposit(% p.a.)
Term
Monthly
Interest
Interest
Interest
at Maturity/
Annually
at Maturity/
Annually
1 month
-
1.15%
2 months
1.30%
1.40%
3 months
3.75%
3.85%
4 months
4.15%
4.25%
5 months
3.40%
3.50%
6 months
4.00%
4.10%
7 months
3.75%
3.85%
8 months
3.75%
3.85%
9 months
3.85%
3.95%
10 months
3.85%
3.95%
11 months
3.85%
3.95%
12 months
3.80%
3.90%
24 months
3.65%
3.75%
36 months
3.50%
3.60%
48 months
3.50%
3.60%
60 months
3.50%
3.60%
Product Details
Let us help you reach your investment goals sooner with a high interest term deposit."
- Heritage Bank
Early withdrawal
•
31 daysnotice is required for early withdrawal of funds
•
$0 early withdrawal fee
•
An adjustment to your interest may apply
Feature
•
Option to pay interest monthly, quarterly, half-yearly, annually, or at maturity
•
Investments from $1,000
TMD
Before applying for this product, you should read the Target Market Determination (TMD) available here on the Heritage Bank website.
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