Heritage Bank Term Deposit review. Rates up to 5.25% p.a.
Updated 23 April 2026
1 month
-
2.25%
2 months
2.90%
3.00%
3 months
3.90%
4.00%
4 months
4.75%
4.85%
5 months
3.90%
4.00%
6 months
4.90%
5.00%
7 months
4.40%
4.50%
8 months
4.40%
4.50%
9 months
5.00%
5.10%
10 months
4.40%
4.50%
11 months
4.40%
4.50%
12 months
5.15%
5.25%
24 months
4.65%
4.75%
36 months
4.65%
4.75%
48 months
4.65%
4.75%
60 months
4.65%
4.75%
•
31 daysnotice is required for early withdrawal of funds
•
$0 early withdrawal fee
•
An adjustment to your interest may apply
•
Option to pay interest monthly, annually, or at maturity
•
Investments from $1,000
Before applying for this product, you should read the Target Market Determination (TMD) available here on the Heritage Bank website.