HomePersonal LoansHeritage BankUnsecured Fixed Personal Loan

Heritage Bank Unsecured Fixed Personal Loan

The Heritage Bank Unsecured Fixed Personal Loan offers rates from 8.99% p.a. (9.35% p.a. comparison rate*). on loans of $5,000 to $25,000.


Updated 28 September 2023

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Expert Review

Heritage Bank Unsecured Fixed Personal Loan is an unsecured loan with a fixed rate of 8.49% p.a. (9.12% p.a. comparison rate). This loan offers amounts from $5,000 to $25,000 over 1-7 years with an establishment fee of $200 and an ongoing fee of $5 per month.

This loan may be a good choice if you’re looking to consolidate debt, renovate your house, go on that trip. It also offers the certainty of fixed repayment amounts. You can also redraw additional repayments made previously and no fee charged for paying out the loan early.

Product Details
Fees

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$200 establishment fee

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$5 ongoing monthly fee

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No early repayment fee

Other fees may apply.

Rates

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Fixed rate of 8.99% p.a.

Loan Amount

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From $5,000 to $25,000

Loan Terms

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1, 2, 3, 4, 5, 6 or 7 years

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Unsecured loan

Features

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Redraw extra repayments that you have made

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Heritage Bank website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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