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HSBC Car Loan

The HSBC Car Loan offers rates from 12.99% p.a. (13.54% p.a. comparison rate*). on loans of $5,000 to $50,000.


Updated 28 September 2023

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Expert Review

HSBC Car Loan is an unsecured loan with a fixed rate of 12.99% p.a. (13.54% p.a. comparison rate). You can borrow from $5,000 to $50,000 and choose a loan term of 1-5 years with an establishment fee of $150 and ongoing fee of $5 per month. A possible loan closure fee of $199 may apply.

This car finance option may be suitable if you’re looking for a loan that does not need to be secured against the vehicle and values the certainty of set payment amounts over time. Other benefits include fast access to funds within 3 business days once approved, as well as a set amount exit fee at the end of your loan term ($199).

Product Details
Fees

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$150 establishment fee

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$5 ongoing monthly fee

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$199 early repayment fee may apply

Other fees may apply.

Rates

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Fixed rate of 12.99% p.a.

Loan Amount

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From $5,000 to $50,000

Loan Terms

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1, 2, 3, 4 or 5 years

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Unsecured loan

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the HSBC website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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Stay or Go Pty Ltd (“Stay or Go”) provides information about and compares credit products in the Australian market and is authorised to do so as the holder of Australian Credit Licence 527092. We do not compare every credit product in the Australian market. We are not a credit provider and we do not provide credit assistance. When we provide information via this website, we are not providing you with a recommendation or suggestion about a particular credit product. When you apply for a credit product via our website, you are not applying with us, you are applying directly with the credit provider and will be redirected to their website. We endeavour to ensure that the information on this website is current and accurate however, before entering into any credit product with a credit provider displayed on our website, you should confirm the fees, rates, product information, and eligibility criteria with the credit provider and read the Target Market Determination (TMD) available via their website. All information on this website is general advice only and does not take into account your objectives, financial situation or needs. You should consider whether this advice is right for you and we encourage you to seek independent financial advice. The use of any trade name or trademark on this website is for identification, comparison and reference purposes only and does not imply any association with the trademark holder or their brand. Please refer to our Terms of Use for more details.