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HSBC Car Loan

The HSBC Car Loan offers rates from 12.99% p.a. (13.54% p.a. comparison rate*). on loans of $5,000 to $50,000.

Updated 13 May 2024

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Expert Review

HSBC Car Loan is an unsecured loan with a fixed rate of 12.99% p.a. (13.54% p.a. comparison rate). You can borrow from $5,000 to $50,000 and choose a loan term of 1-5 years with an establishment fee of $150 and ongoing fee of $5 per month. A possible loan closure fee of $199 may apply.

This car finance option may be suitable if you’re looking for a loan that does not need to be secured against the vehicle and values the certainty of set payment amounts over time. Other benefits include fast access to funds within 3 business days once approved, as well as a set amount exit fee at the end of your loan term ($199).

Product Details

$150 establishment fee

$5 ongoing monthly fee

$199 early repayment fee may apply

Other fees may apply.


Fixed rate of 12.99% p.a.

Loan Amount

From $5,000 to $50,000

Loan Terms

1, 2, 3, 4 or 5 years

Unsecured loan


Before applying for this product, you should read the Target Market Determination (TMD) available here on the HSBC website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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