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HSBC Personal Loan

The HSBC Personal Loan offers rates from 12.99% p.a. (13.54% p.a. comparison rate*). on loans of $5,000 to $50,000.

Updated 28 September 2023

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Expert Review

HSBC Personal Loan is an unsecured loan with a fixed rate of 12.99% p.a. (13.54% p.a. comparison rate). You can borrow from $5,000 to $50,000. Repay the loan over 1-5 years with an establishment fee of $150 and an ongoing fee of $5 per month. A loan closure fee of $199 may apply when you close your loan account early or pay out the full amount before the end of your term.

This personal loan may be a good choice if you’re looking to consolidate debt, renovate you house, go on that trip, or like the certainty of fixed repayment amounts for budgeting purposes.

Product Details

$150 establishment fee

$5 ongoing monthly fee

$199 early repayment fee may apply

Other fees may apply.


Fixed rate of 12.99% p.a.

Loan Amount

From $5,000 to $50,000

Loan Terms

1, 2, 3, 4 or 5 years

Unsecured loan


Before applying for this product, you should read the Target Market Determination (TMD) available here on the HSBC website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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