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HSBC

HSBC Platinum Credit Card

The HSBC Platinum Credit Card offers 0% for 36 months on balance transfers. Ongoing benefits include Rewards Plus Points earned on everyday purchase, and complimentary travel insurance.


Updated 14 October 2021

account fees
$129
p.a.pa
purchase rate
19.99%
p.a.pa
earn approx
1.00^
points per $1approx

Rewards Plus PointsRewards Plus

Complimentary travel insurance

Balance Transfer Offer

0% for 36 months on balance transfers, reverts to 21.99% p.a.

$29 annual fee for the first year

Rewards Plus PointsRewards Plus

Complimentary travel insurance

account fees
$129
p.a.
purchase rate
19.99%
p.a.
earn approx
1.00
points per $1
Balance Transfer Offer

0% for 36 months on balance transfers, reverts to 21.99% p.a.

$29 annual fee for the first year

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Product Details
Earn HSBC Rewards Plus Points on your eligible spend."
- HSBC
Rewards

•

Earn Rewards Plus Points

•

1.00 points per $1 spent up to $10,000

Fees
Account Fees

•

$129 annual account fee

Additional Cardholder Fees

•

No additional cardholder fee

Transaction Fees

•

3.00% international transaction fee

Other fees may apply.

Rates

•

19.99% p.a. purchase rate

•

21.99% p.a. cash advance rate

•

Up to 55 interest fee days on purchases

Features
Insurance

•

Domestic and International Travel Insurances

•

Rental Vehicle Insurance Excess Cover

•

Transit Accident Insurance

•

Extended Warranty Insurance

•

Guaranteed Pricing Scheme

•

Purchase Protection Insurance

Offers
Balance Transfer Offer

0% for 36 months on balance transfers, reverts to 21.99% p.a.

$29 annual fee for the first year

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See if there's a better deal in 60 Seconds

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TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the HSBC website.

account
fees
purchase
rate
points per
$1 spend*
Alternative Credit Cards

HSBC Premier

account fees
$0
p.a.pa
purchase rate
19.99%
p.a.pa
earn approx
1.00^
points per $1approx

Rewards Plus PointsRewards Plus

No annual fee

Complimentary travel insurance

Learn More
Learn More
More information
^ Credit card reward programs can be difficult to compare due to tiered and capped points earn rate structures. To simplify comparison, we estimate the number of points you could earned per $1 spent, assuming $5,000 of spend on eligible purchases each month.
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Stay or Go Pty Ltd (“Stay or Go”) provides information about and compares credit products in the Australian market and is authorised to do so as the holder of Australian Credit Licence 527092. We do not compare every credit product in the Australian market. We are not a credit provider and we do not provide credit assistance. When we provide information via this website, we are not providing you with a recommendation or suggestion about a particular credit product. When you apply for a credit product via our website, you are not applying with us, you are applying directly with the credit provider and will be redirected to their website. We endeavour to ensure that the information on this website is current and accurate however, before entering into any credit product with a credit provider displayed on our website, you should confirm the fees, rates and product information with the credit provider and read the Target Market Determination (TMD) available via their website. All information on this website is general advice only and does not take into account your objectives, financial situation or needs. You should consider whether this advice is right for you and we encourage you to seek independent financial advice. The use of any trade name or trademark on this website is for identification, comparison and reference purposes only and does not imply any association with the trademark holder or their brand. Please refer to our Terms of Use for more details.
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