HSBC Platinum Credit Card

The HSBC Platinum Credit Card offers 0% for 36 months on balance transfers. Ongoing benefits include Rewards Plus Points earned on everyday purchases, and complimentary travel insurance.


Updated 18 May 2022

Expert Review

The HSBC Platinum credit card is HSBC's mid-tier Rewards Plus product. Featuring a competitive points earn rate which is uncapped, the card provides premium features such as insurances. Further, the product has a $129 annual fee, including up to 55 interest free days.

Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include Overseas Travel and Medical Insurance which is similar to equivalent products and no additional cardholder fees.

Product Details
Earn HSBC Rewards Plus Points on your eligible spend."
- HSBC
Rewards

Earn Rewards Plus Points

1point per $1 spent up to $10,000

Fees
Account Fees

$129 annual account fee

Transaction Fees

3.00% international transaction fee

Other fees may apply.

Rates

19.99% p.a. purchase rate

21.99% p.a. cash advance rate

Up to 55 interest fee days on purchases

Features
Insurance

Domestic and International Travel Insurances

Rental Vehicle Insurance Excess Cover

Transit Accident Insurance

Extended Warranty Insurance

Guaranteed Pricing Scheme

Purchase Protection Insurance

Offers
Balance Transfer Offer

0% for 36 monthson balance transfers, reverts to 21.99% p.a.

$29annual fee in first year

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TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the HSBC website.

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Alternative Credit Cards
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^ Credit card reward programs can be difficult to compare due to tiered and capped points earn rate structures. To simplify comparison, we estimate the number of points you could earn per $1 spent, assuming $5,000 of spend on eligible purchases each month.
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