Credit Cards

HSBC

HSBC Platinum Credit Card

The HSBC Platinum Credit Card offers 0% for 36 months on balance transfers. Ongoing benefits include Rewards Plus Points earned on everyday purchases, and complimentary travel insurance.

Updated 18 May 2022

Expert Review

The HSBC Platinum credit card is HSBC's mid-tier Rewards Plus product. Featuring a competitive points earn rate which is uncapped, the card provides premium features such as insurances. Further, the product has a $129 annual fee, including up to 55 interest free days.

Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include Overseas Travel and Medical Insurance which is similar to equivalent products and no additional cardholder fees.

Product Details

Earn HSBC Rewards Plus Points on your eligible spend."

- HSBC

Rewards

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Earn Rewards Plus Points

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1point per $1 spent up to $10,000

Fees

Account Fees

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$129 annual account fee

Transaction Fees

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3.00% international transaction fee

Other fees may apply.

Rates

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19.99% p.a. purchase rate

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21.99% p.a. cash advance rate

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Up to 55 interest fee days on purchases

Features

Insurance

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Domestic and International Travel Insurances

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Rental Vehicle Insurance Excess Cover

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Transit Accident Insurance

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Extended Warranty Insurance

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Guaranteed Pricing Scheme

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Purchase Protection Insurance

Offers

Balance Transfer Offer

0% for 36 monthson balance transfers, reverts to 21.99% p.a.

$29annual fee in first year

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TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the HSBC website.

Alternative Credit Cards

More information

^ Credit card reward programs can be difficult to compare due to tiered and capped points earn rate structures. To simplify comparison, we estimate the number of points you could earn per $1 spent, assuming $5,000 of spend on eligible purchases each month.

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