The HSBC Premier Credit Card offers a range of benefits including Rewards Plus Points earned on everyday purchases, no annual fee, complimentary travel insurance.
Updated 18 May 2022
The HSBC Premier credit card is HSBC's premium low fee product. This is also the only credit card HSBC offers in the premium low fee category. Featuring a competitive points earn rate which is uncapped, the card provides premium features such as insurances. Further, the product has no annual fee, which is HSBC's lowest standard annual fee, including up to 55 interest free days. Of the 200+ credit cards reviewed by Stay or Go, this card is one of only a limited number that offer an ongoing $0 Annual Fee.
Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include Overseas Travel and Medical Insurance which is similar to equivalent products and no additional cardholder fees.
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Earn Rewards Plus Points
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1point per $1 spent up to $10,000
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$0 annual account fee
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2.00% international transaction fee
Other fees may apply.
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19.99% p.a. purchase rate
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21.99% p.a. cash advance rate
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Up to 55 interest fee days on purchases
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Domestic and International Travel Insurances
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Rental Vehicle Insurance Excess Cover
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Transit Accident Insurance
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Extended Warranty Insurance
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Guaranteed Pricing Scheme
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Purchase Protection Insurance
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Before applying for this product, you should read the Target Market Determination (TMD) available here on the HSBC website.