ING Orange One Rewards Platinum Credit Card

The ING Orange One Rewards Platinum Credit Card offers a range of benefits including ING Cashback earned on everyday purchases, complimentary travel insurance.


Updated 18 May 2022

Expert Review

The ING Orange One Rewards Platinum credit card is ING's mid-tier ING Cashback product. This is also the only credit card ING offers in the mid-tier ING Cashback category. Featuring a relatively high cash back earn rate which is ING's highest and uncapped, the card provides premium features such as insurances. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the best 25% for earning $100 back in value, such as on a gift card, for an average spend of $5,000 per month. Further, the product has a $149 annual fee, including up to 45 interest free days.

Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include Overseas Travel and Medical Insurance which is similar to equivalent products.

Product Details
The credit card that comes with up to $30 a month cashback on your spend, and no ING international transaction fees for eligible customers when you shop overseas or online."
- ING
Rewards

Earn ING Cashback

1point per $1 spent up to $3,000

Fees
Account Fees

$149 annual account fee

Additional Cardholder Fees

$10 additional cardholder fee

Up to 3 additional cardholders

Transaction Fees

3.00% international transaction fee

Other fees may apply.

Rates

16.99% p.a. purchase rate

16.99% p.a. cash advance rate

Up to 45 interest fee days on purchases

Features
Insurance

International Travel Insurance

Offers
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TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the ING website.

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More information
^ Credit card reward programs can be difficult to compare due to tiered and capped points earn rate structures. To simplify comparison, we estimate the number of points you could earn per $1 spent, assuming $5,000 of spend on eligible purchases each month.
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