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ING Personal Loan

The ING Personal Loan offers rates from 6.89% p.a. (7.17% p.a. comparison rate*). on loans of $5,000 to $60,000.


Updated 10 July 2025


Fact checked and verified. Updated 10 July 2025
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Expert Review

The ING Personal Loan is an unsecured loan with fixed interest rates from 6.89% to 19.99% p.a. The comparison rate ranges from 7.17% to 20.31% p.a.* Loan amounts range between $5,000 and $60,000. Borrowers can choose flexible terms from 2 to 7 years. There is a one-time establishment fee of $150. No ongoing annual fees apply. This ensures transparency and simplicity in managing costs.

Stay or Go's personal loan comparison review shows that the ING Personal Loan is among the lowest 25% of interest rates for unsecured fixed-rate loans. This loan may be suitable for people who want to consolidate debt, finance home renovations, or pay for travel. Borrowers can benefit from fixed monthly repayments, which provide predictability. The loan also has no early repayment fees. This feature gives borrowers more flexibility to manage their loan without extra costs.

Product Details
Fees

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$150 establishment fee

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$0 annual fee

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No early repayment fee

Other fees may apply.

Rates

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Fixed rate from 6.89% to 19.99% p.a.

Loan Amount

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From $5,000 to $60,000

Loan Terms

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2, 3, 4, 5, 6 or 7 years

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Unsecured loan

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the ING website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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Stay or Go Pty Ltd (“Stay or Go”) provides information about and compares credit products in the Australian market and is authorised to do so as the holder of Australian Credit Licence 527092. We do not compare every credit product in the Australian market. We are not a credit provider and we do not provide credit assistance. When we provide information via this website, we are not providing you with a recommendation or suggestion about a particular credit product. When you apply for a credit product via our website, you are not applying with us, you are applying directly with the credit provider and will be redirected to their website. We endeavour to ensure that the information on this website is current and accurate however, before entering into any credit product with a credit provider displayed on our website, you should confirm the fees, rates, product information, and eligibility criteria with the credit provider and read the Target Market Determination (TMD) available via their website. All information on this website is general advice only and does not take into account your objectives, financial situation or needs. You should consider whether this advice is right for you and we encourage you to seek independent financial advice. The use of any trade name or trademark on this website is for identification, comparison and reference purposes only and does not imply any association with the trademark holder or their brand. Please refer to our Terms of Use for more details.