HomePersonal LoansJacaranda FinanceUnsecured Personal Loan

Jacaranda Finance Unsecured Personal Loan

The Jacaranda Finance Unsecured Personal Loan offers rates from 17.95% p.a. (32.40% p.a. comparison rate*). on loans of $2,500 to $15,000.


Updated 18 March 2025


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Expert Review

The Jacaranda Finance Unsecured Personal Loan has a fixed interest rate from 17.95% to 27.95% p.a. The comparison rate ranges between 32.40% and 42.80% p.a.* Borrowers can access loans from $2,500 up to $15,000. Repayment terms are flexible, lasting two to three years. There is an establishment fee of $130. An ongoing monthly fee of $24 also applies. These fees provide clear cost expectations throughout the loan period.

This loan is great for individuals looking to consolidate existing debts, fund home renovations, or finance travel plans. It offers the benefit of fixed repayment amounts, providing predictability. Additional advantages include same-day loan funding. There are also no penalties for early repayment. This combination offers both convenience and financial flexibility throughout the borrowing period.

Product Details
Fees

Establishment fee from $130 applies

$24 ongoing monthly fee

No early repayment fee

Other fees may apply.

Rates

Fixed rate from 17.95% to 27.95% p.a.

Loan Amount

From $2,500 to $15,000

Loan Terms

2 or 3 years

Unsecured loan

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Jacaranda Finance website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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