HomeCar LoansLatitudeFixed Rate Car Loan

Latitude Fixed Rate Car Loan

The Latitude Fixed Rate Car Loan offers rates from 9.49% p.a. (10.93% p.a. comparison rate*). on loans from $5,000.

Updated 10 July 2024

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Expert Review

Latitude's Fixed Rate Car Loan is a secured loan with a fixed rate from 8.99% to 26.99% p.a. (9.88% to 30.22% p.a. comparison rate). The loan amounts start from $5,000 and the terms range from 2-7 years. This loan may be suitable for those looking for car finance that values the certainty of set payment amounts and looking to minimise interest rates with no establishment fee and an ongoing fee of $13 per month (plus any applicable government fees). A loan closure fee of $500 may apply upon repayment in full or termination of the loan contract before its due date.

This product offers quick access to funds. Finance is available within 2 business days once approved. There is a set amount of exit fee at $500 should you decide to close your account before its due date or pay it off in full prior to maturity date.

Product Details

Establishment fee may apply

$13 ongoing monthly fee

$500 early repayment fee may apply

Other fees may apply.


Fixed rate from 9.49% to 29.99% p.a.

Loan Amount

From $5,000

Loan Terms

2, 3, 4, 5, 6 or 7 years

Secured loan


Before applying for this product, you should read the Target Market Determination (TMD) available here on the Latitude website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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