HomeCar LoansLatitudeFixed Rate Car Loan

Latitude Fixed Rate Car Loan

The Latitude Fixed Rate Car Loan offers rates from 9.49% p.a. (10.93% p.a. comparison rate*). on loans from $5,000.


Updated 18 March 2025


Fact checked and verified. Updated 18 March 2025
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Expert Review

The Latitude Fixed Rate Car Loan is a secured loan for vehicle purchases. It offers a fixed interest rate between 9.49% and 29.99% p.a. The comparison rate ranges from 10.93% to 31.83% p.a.* Loan amounts start at $5,000. Repayment terms are flexible, lasting from 2 to 7 years. There is an establishment fee of $395. A monthly fee of $13 applies throughout the loan. If you pay off the loan early, a $500 closure fee may be charged. This structure ensures transparency in your repayments.

This car loan option suits individuals who want financing with fixed payment amounts. It helps reduce interest costs over the loan term. Approved applicants can receive funds within two business days. This quick funding supports timely vehicle purchases or refinancing. The structured exit fee provides clarity on costs for early repayment. This feature aids informed financial planning throughout the loan’s duration.

Product Details
Fees

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$395 establishment fee

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$13 ongoing monthly fee

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$500 early repayment fee may apply

Other fees may apply.

Rates

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Fixed rate from 9.49% to 29.99% p.a.

Loan Amount

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From $5,000

Loan Terms

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2, 3, 4, 5, 6 or 7 years

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Secured loan

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Latitude website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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