HomeCar LoansLatitudeFixed Rate Car Loan

Latitude Fixed Rate Car Loan

The Latitude Fixed Rate Car Loan offers rates from 9.49% p.a. (10.93% p.a. comparison rate*). on loans from $5,000.


Updated 10 July 2025


Fact checked and verified. Updated 10 July 2025
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Expert Review

The Latitude Fixed Rate Car Loan is a secured loan for vehicle purchases. It offers a fixed interest rate between 9.49% and 29.99% p.a. The comparison rate ranges from 10.93% to 31.83% p.a.* Loan amounts start at $5,000. Terms are flexible, lasting from 2 to 7 years. There is an establishment fee of $395. A monthly fee of $13 applies. A $500 loan closure fee may be charged for early repayment.

This car loan option is great for individuals who want predictable, fixed repayment amounts. It helps reduce exposure to fluctuating interest rates throughout the loan term. Additional benefits include quick access to funds within two business days after approval. There is also a clearly defined exit fee structure. This provides transparency for borrowers planning their vehicle financing.

Product Details
Fees

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$395 establishment fee

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$13 ongoing monthly fee

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$500 early repayment fee may apply

Other fees may apply.

Rates

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Fixed rate from 9.49% to 29.99% p.a.

Loan Amount

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From $5,000

Loan Terms

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2, 3, 4, 5, 6 or 7 years

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Secured loan

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Latitude website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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