HomePersonal LoansLatitudeUnsecured Fixed Rate Personal Loan

Latitude Unsecured Fixed Rate Personal Loan

The Latitude Unsecured Fixed Rate Personal Loan offers rates from 9.49% p.a. (10.93% p.a. comparison rate*). on loans from $5,000.


Updated 10 July 2025


Fact checked and verified. Updated 10 July 2025
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Expert Review

The Latitude Unsecured Fixed Rate Personal Loan offers flexible financing with a fixed interest rate from 9.49% to 29.99% p.a. The comparison rate ranges between 10.93% and 31.83% p.a.* Loan amounts start at $5,000. Repayment terms range from 2 to 7 years. An establishment fee of $395 applies at the start. There is also a monthly fee of $13. A loan closure fee of $500 may apply if the loan is paid off early.

This personal loan is great for individuals looking to consolidate existing debts, fund home renovations, or finance travel plans. It offers the advantage of fixed repayment amounts throughout the loan term. Approved applicants can access funds within two business days. This allows for timely and confident management of financial goals and commitments.

Product Details
Fees

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$395 establishment fee

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$13 ongoing monthly fee

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$500 early repayment fee may apply

Other fees may apply.

Rates

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Fixed rate from 9.49% to 29.99% p.a.

Loan Amount

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From $5,000

Loan Terms

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2, 3, 4, 5, 6 or 7 years

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Unsecured loan

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Latitude website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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