HomePersonal LoansLatitudeUnsecured Fixed Rate Personal Loan

Latitude Unsecured Fixed Rate Personal Loan

The Latitude Unsecured Fixed Rate Personal Loan offers rates from 9.49% p.a. (10.93% p.a. comparison rate*). on loans from $5,000.


Updated 18 March 2025


Fact checked and verified. Updated 18 March 2025
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Expert Review

The Latitude Unsecured Fixed Rate Personal Loan provides a flexible financing option for borrowers. It features a fixed interest rate from 9.49% to 29.99% p.a. The comparison rate ranges between 10.93% and 31.83% p.a.. Borrowers can access amounts starting at $5,000. Repayment terms range from 2 to 7 years. An establishment fee of $395 is charged upfront. There is also a monthly fee of $13. A loan closure fee of $500 may apply. This fee is charged upon early repayment or loan finalization.

This personal loan is great for individuals looking to consolidate existing debts. It can also be used for home renovations or to finance travel plans. Borrowers benefit from fixed repayments throughout the term, offering predictability. Approved applicants typically receive funds within two business days. This provides timely support for various financial needs. No collateral security is required.

Product Details
Fees

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$395 establishment fee

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$13 ongoing monthly fee

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$500 early repayment fee may apply

Other fees may apply.

Rates

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Fixed rate from 9.49% to 29.99% p.a.

Loan Amount

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From $5,000

Loan Terms

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2, 3, 4, 5, 6 or 7 years

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Unsecured loan

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Latitude website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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