HomePersonal LoansLatitudeUnsecured Variable Rate Personal Loan

Latitude Unsecured Variable Rate Personal Loan

The Latitude Unsecured Variable Rate Personal Loan offers rates from 9.49% p.a. (10.93% p.a. comparison rate*). on loans from $5,000.


Updated 23 June 2025


Fact checked and verified. Updated 23 June 2025
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Expert Review

The Latitude Unsecured Variable Rate Personal Loan provides a flexible borrowing option. Loan amounts start at $5,000. Terms range from 2 to 7 years. This unsecured loan has a variable interest rate between 9.49% and 29.99% p.a. The comparison rate ranges from 10.93% to 31.83% p.a.* An establishment fee of $395 applies. There is also a monthly fee of $13. These fees ensure transparent costs for borrowers.

This personal loan is great for individuals looking to consolidate debt, fund home renovations, or finance travel plans. Approved applicants can access funds within two business days. This ensures timely availability for their financial needs. Additional repayments can be redrawn if needed. This offers flexibility in managing the loan balance. There are no fees for early repayment of the loan. Borrowers have greater control over their repayment schedule without extra costs.

Product Details
Fees

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$395 establishment fee

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$13 ongoing monthly fee

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No early repayment fee

Other fees may apply.

Rates

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Fixed rate from 9.49% to 29.99% p.a.

Loan Amount

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From $5,000

Loan Terms

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2, 3, 4, 5, 6 or 7 years

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Unsecured loan

Features

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Redraw extra repayments that you have made

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Latitude website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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