HomeCar LoansLatitudeVariable Rate Car Loan

Latitude Variable Rate Car Loan

The Latitude Variable Rate Car Loan offers rates from 9.49% p.a. (10.93% p.a. comparison rate*). on loans from $5,000.


Updated 10 July 2025


Fact checked and verified. Updated 10 July 2025
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Expert Review

The Latitude Variable Rate Car Loan is a secured loan for vehicle purchases. It offers a competitive variable interest rate from 9.49% to 29.99% p.a. The comparison rate ranges between 10.93% and 31.83% p.a.* Loan amounts start at $5,000. Terms are flexible, lasting from 2 to 7 years to fit different financial needs. There is an establishment fee of $395. An ongoing monthly fee of $13 applies. These fees ensure transparent costs throughout the repayment period.

This car loan could be a good choice for those who want flexible repayment options. It also offers a chance to lower overall financing costs during the loan term. Another benefit is quick access to funds, usually within two business days after approval. There are no penalties or fees for early repayment. This gives borrowers more control over their finances and can help save on interest charges over time.

Product Details
Fees

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$395 establishment fee

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$13 ongoing monthly fee

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No early repayment fee

Other fees may apply.

Rates

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Fixed rate from 9.49% to 29.99% p.a.

Loan Amount

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From $5,000

Loan Terms

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2, 3, 4, 5, 6 or 7 years

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Secured loan

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Latitude website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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