HomeCar LoansLatitudeVariable Rate Car Loan

Latitude Variable Rate Car Loan

The Latitude Variable Rate Car Loan offers rates from 9.49% p.a. (10.93% p.a. comparison rate*). on loans from $5,000.


Updated 23 June 2025


Fact checked and verified. Updated 23 June 2025
Enter scenario to see relevant rates
I want to borrow
over

* See details below

Expert Review

The Latitude Variable Rate Car Loan is a secured loan for vehicle purchases. It offers a competitive variable interest rate from 9.49% to 29.99% p.a. The comparison rate ranges between 10.93% and 31.83% p.a.* Loan amounts start at $5,000. Terms are flexible, lasting from 2 to 7 years to fit different financial needs. There is an establishment fee of $395. An ongoing monthly fee of $13 applies. These fees ensure transparent costs throughout the repayment period.

This car loan could be a good choice for those who want flexible repayment options. It also offers a chance to lower overall financing costs during the loan term. Another benefit is quick access to funds, usually within two business days after approval. There are no penalties or fees for early repayment. This gives borrowers more control over their finances and can help save on interest charges over time.

Product Details
Fees

•

$395 establishment fee

•

$13 ongoing monthly fee

•

No early repayment fee

Other fees may apply.

Rates

•

Fixed rate from 9.49% to 29.99% p.a.

Loan Amount

•

From $5,000

Loan Terms

•

2, 3, 4, 5, 6 or 7 years

•

Secured loan

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Latitude website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
Terms of Use | Privacy Policy
Copyright © 2025 Stay or Go Pty Ltd
Stay or Go Pty Ltd (“Stay or Go”) provides information about and compares credit products in the Australian market and is authorised to do so as the holder of Australian Credit Licence 527092. We do not compare every credit product in the Australian market. We are not a credit provider and we do not provide credit assistance. When we provide information via this website, we are not providing you with a recommendation or suggestion about a particular credit product. When you apply for a credit product via our website, you are not applying with us, you are applying directly with the credit provider and will be redirected to their website. We endeavour to ensure that the information on this website is current and accurate however, before entering into any credit product with a credit provider displayed on our website, you should confirm the fees, rates, product information, and eligibility criteria with the credit provider and read the Target Market Determination (TMD) available via their website. All information on this website is general advice only and does not take into account your objectives, financial situation or needs. You should consider whether this advice is right for you and we encourage you to seek independent financial advice. The use of any trade name or trademark on this website is for identification, comparison and reference purposes only and does not imply any association with the trademark holder or their brand. Please refer to our Terms of Use for more details.