HomeCar Loansloans.com.auNew Car Loan Variable Rate

loans.com.au New Car Loan Variable Rate

The loans.com.au New Car Loan Variable Rate offers rates from 5.99% p.a. (7.11% p.a. comparison rate*). on loans of $5,000 to $100,000.

Updated 08 December 2023

Enter scenario to see relevant rates
I want to borrow

* See details below

Expert Review

Introducing the loans.com.au New Car Loan Variable Rate – a secured loan with a variable rate from 6.74% p.a. (7.29% p.a. comparison rate). This loan offers an amount of $5,000 to $100,000 over 3-5 years with an establishment fee of $400 and no ongoing fees per month.

According to Stay or Go's car loan comparison review, this product ranks amongst the 25% lowest interest rates when compared to other secured, variable rate loans in market. This makes it a great choice if you’re looking for flexible repayment and taking advantage of cost savings over the life of the car finance. Other benefits include loan finance available within 4 business days once approved, flexibility to redraw additional repayments made previously and no fee charged for paying out your loan early.

Product Details

$400 establishment fee

$0 annual fee

No early repayment fee

Other fees may apply.


Fixed rate of 5.99% p.a.

Loan Amount

From $5,000 to $100,000

Loan Terms

3, 4 or 5 years

Secured loan


Redraw extra repayments that you have made


Before applying for this product, you should read the Target Market Determination (TMD) available here on the loans.com.au website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
Copyright © 2023 Stay or Go Pty Ltd
Stay or Go Pty Ltd (“Stay or Go”) provides information about and compares credit products in the Australian market and is authorised to do so as the holder of Australian Credit Licence 527092. We do not compare every credit product in the Australian market. We are not a credit provider and we do not provide credit assistance. When we provide information via this website, we are not providing you with a recommendation or suggestion about a particular credit product. When you apply for a credit product via our website, you are not applying with us, you are applying directly with the credit provider and will be redirected to their website. We endeavour to ensure that the information on this website is current and accurate however, before entering into any credit product with a credit provider displayed on our website, you should confirm the fees, rates, product information, and eligibility criteria with the credit provider and read the Target Market Determination (TMD) available via their website. All information on this website is general advice only and does not take into account your objectives, financial situation or needs. You should consider whether this advice is right for you and we encourage you to seek independent financial advice. The use of any trade name or trademark on this website is for identification, comparison and reference purposes only and does not imply any association with the trademark holder or their brand. Please refer to our Terms of Use for more details.