HomeCar Loansloans.com.auUsed Car Loan (6 to 7 years old) Fixed Rate

loans.com.au Used Car Loan (6 to 7 years old) Fixed Rate

The loans.com.au Used Car Loan (6 to 7 years old) Fixed Rate offers rates from 8.69% p.a. (9.82% p.a. comparison rate*). on loans of $5,000 to $100,000.


Updated 10 July 2025


Fact checked and verified. Updated 10 July 2025
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Expert Review

The loans.com.au Used Car Loan (6 to 7 years old) Fixed Rate is a secured loan for financing pre-owned vehicles. It offers a fixed interest rate of 8.69% p.a. The comparison rate is 9.82% p.a.* Repayments are predictable over terms from three to seven years. Loan amounts range from $5,000 to $100,000 to suit different needs. There is a $400 establishment fee at the start. An $8 monthly fee applies throughout the loan term.

This product is great for individuals who value consistent payment schedules. It also helps reduce interest expenses on car finance. Additional benefits include access to funds within four business days after approval. There are no penalties for early repayment. This offers greater flexibility in managing the loan without extra costs.

Product Details
Fees

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$400 establishment fee

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$8 ongoing monthly fee

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No early repayment fee

Other fees may apply.

Rates

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Fixed rate of 8.69% p.a.

Loan Amount

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From $5,000 to $100,000

Loan Terms

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3, 4, 5, 6 or 7 years

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Secured loan

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the loans.com.au website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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