Macquarie Offset Home Loan

The Macquarie Offset Home Loan offers variable rates from 2.39% p.a. (2.67% p.a. comparison rate*) and fixed rates from 3.59% p.a. (2.81% p.a. comparison rate*). Low deposit home loans.


Updated 22 May 2022

* See details below

Interest Rates
Enter scenario to see relevant rates
I want to borrow
with a deposit of
for my
Principal & Interest(% p.a.)
Rate
Type
Interest
Rate
Comparison
Rate*

Variable

2.49%

2.76%

1 Year Fixed

3.65%

2.86%

2 Year Fixed

4.49%

3.10%

3 Year Fixed

4.85%

3.34%

4 Year Fixed

4.99%

3.56%

5 Year Fixed

5.09%

3.77%

Interest Only(% p.a.)
Rate
Type
Interest
Rate
Comparison
Rate*

Variable

3.14%

3.40%

1 Year Fixed

4.29%

3.50%

2 Year Fixed

5.15%

3.75%

3 Year Fixed

5.49%

3.99%

4 Year Fixed

5.65%

4.22%

5 Year Fixed

5.75%

4.44%

Product Details
A home loan with fully transactional Macquarie offset accounts which allows you to pay off your loan faster by using your savings to reduce the amount of interest you pay."
- Macquarie
Fees

•

$0 establishment fee

•

$0 annual fee

Other fees may apply.

Loan Amount

•

From $150,000

Feature

•

No ongoing fees

•

Split your loan into fixed and variable rate portions

•

Save interest with an offset account on variable rates

•

Make extra repayments

•

Redraw extra repayments that you have made from variable rates

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Macquarie website.

More information
* Comparison rate is based on a secured loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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