The Macquarie Offset Home Loan (Package) offers variable rates from 6.14% p.a. (6.39% p.a. comparison rate*) and fixed rates from 5.39% p.a. (6.12% p.a. comparison rate*). Low deposit home loans.
Updated 9 October 2024
See what your bank will offer you to stay
* See details below
Variable
6.14%
6.39%
1 Year Fixed
5.75%
6.35%
2 Year Fixed
5.39%
6.24%
3 Year Fixed
5.39%
6.18%
4 Year Fixed
5.39%
6.12%
5 Year Fixed
5.39%
6.07%
Variable
6.50%
6.75%
1 Year Fixed
5.99%
6.73%
2 Year Fixed
5.69%
6.62%
3 Year Fixed
5.69%
6.55%
4 Year Fixed
5.69%
6.48%
5 Year Fixed
5.69%
6.42%
If you're after a fully featured home loan with package benefits, then the Macquarie Offset Home Loan (Package) is worth considering. As part of a broader home lending package and one of Macquarie's most comprehensive home loan offerings, it features variable and fixed interest rates across the Owner Occupier and Investor categories, and the ability to split your loan into variable and fixed rate parts. Macquarie also offers a basic home loan option, so it is prudent to consider what's most important to you before applying. Further details about the Macquarie Offset Home Loan (Package) options and benefits are outlined below.
•
$0 establishment fee
•
$248 ongoing annual fee
Other fees may apply.
•
•
Split your loan into fixed and variable rate portions
•
Save interest with an offset account on variable rates
•
Make extra repayments
•
Redraw extra repayments that you have made from variable rates
•
Package discounts and benefits
Before applying for this product, you should read the Target Market Determination (TMD) available here on the Macquarie website.