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Macquarie RateSaver Credit Card

(currently not for sale)

The Macquarie RateSaver Credit Card offers a range of benefits including no international transaction fees.

Updated 15 July 2024

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Expert Review

The Macquarie RateSaver credit card is Macquarie's entry level No Reward Points product. This is also the only credit card Macquarie offers in the entry level No Reward Points category. Featuring a $69 annual fee, including up to 55 interest free days. As a result, this card ranks among the lowest 25% annual fee products. And for anyone who is planning on travelling or making purchases online from international companies, this product charges no foreign transaction fees, which can create significant savings.

Considering its key features, this card is most suitable to someone who wishes to minimise the fees charged, particularly the annual fee. Other benefits include no foreign transaction fees, which are commonly around 3 p.a., this product is great for anyone who makes overseas purchases online, or anyone planning on travelling overseas and no additional cardholder fees.

Product Details
With a low annual fee, low interest rate and no international purchase fees, the Macquarie RateSaver Card gives you convenience and flexibility."
- Macquarie

No rewards program

Account Fees

$69 annual account fee

Additional Cardholder Fees

No additional cardholder fee

Up to 4 additional cardholders

Transaction Fees

No international transaction fee

Other fees may apply.


15.95% p.a. variable purchase rate

15.95% p.a. variable cash advance rate

Up to 55 interest free days on purchases

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Before applying for this product, you should read the Target Market Determination (TMD) available here on the Macquarie website.

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