The MoneyMe Personal Loan offers rates from 5.99% p.a. (6.70% p.a. comparison rate*). on loans of $5,000 to $50,000.
Updated 10 July 2025
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The MoneyMe Personal Loan is an unsecured loan with a fixed interest rate from 5.99% to 24.49% p.a. The comparison rate ranges from 6.70% to 25.87% p.a.. Loan amounts available range between $5,000 and $50,000. Borrowers can choose flexible terms lasting from three to seven years. There is an establishment fee of $495. A monthly ongoing fee of $10 also applies. These fees provide clear cost expectations throughout the loan term.
Stay or Go's personal loan comparison review places the MoneyMe Personal Loan in the top 1% for lowest interest rates among unsecured fixed-rate loans. This loan is great for people wanting to consolidate debt, fund home renovations, or finance travel plans. Borrowers benefit from the predictability of fixed repayments. Additionally, loan funds are available within two business days after approval. There are no fees for early repayment of the loan balance.
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$10 ongoing monthly fee
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No early repayment fee
Other fees may apply.
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Fixed rate from 5.99% to 24.49% p.a.
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From $5,000 to $50,000
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3, 4, 5, 6 or 7 years
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Unsecured loan
Before applying for this product, you should read the Target Market Determination (TMD) available here on the MoneyMe website.