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MoneyMe Personal Loan

The MoneyMe Personal Loan offers rates from 6.74% p.a. (8.13% p.a. comparison rate*). on loans of $5,000 to $50,000.


Updated 23 September 2024


Fact checked and verified. Updated 23 September 2024
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Expert Review

MoneyMe's Personal Loan is an unsecured loan with a fixed rate from 6.95% to 22.95% p.a. (9.08% to 25.08% p.a. comparison rate). The loan amount ranges from $5,000 to $50,000 and the loan term is 3-5 years with an establishment fee of $495 and an ongoing fee of $10 per month.

According to Stay or Go's personal loan comparison review, this product ranks amongst the 25% lowest interest rates when compared to other unsecured, fixed rate loans in market. This makes it a competitive choice for borrowers looking for certainty in their repayments over the long term. It may be a good choice if you’re looking to consolidate debt, renovate your house or go on that trip you've been dreaming about. You also like the certainty of fixed repayment amounts each month over 3-5 years with no penalty for paying out your loan early and finance available within 2 business days once approved by MoneyMe.

Product Details
Fees

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$495 establishment fee

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$10 ongoing monthly fee

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No early repayment fee

Other fees may apply.

Rates

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Fixed rate from 6.74% to 24.49% p.a.

Loan Amount

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From $5,000 to $50,000

Loan Terms

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3, 4 or 5 years

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Unsecured loan

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the MoneyMe website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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