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MoneyMe Personal Loan

The MoneyMe Personal Loan offers rates from 5.99% p.a. (6.70% p.a. comparison rate*). on loans of $5,000 to $50,000.


Updated 10 July 2025


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Expert Review

The MoneyMe Personal Loan is an unsecured loan with a fixed interest rate from 5.99% to 24.49% p.a. The comparison rate ranges from 6.70% to 25.87% p.a.. Loan amounts available range between $5,000 and $50,000. Borrowers can choose flexible terms lasting from three to seven years. There is an establishment fee of $495. A monthly ongoing fee of $10 also applies. These fees provide clear cost expectations throughout the loan term.

Stay or Go's personal loan comparison review places the MoneyMe Personal Loan in the top 1% for lowest interest rates among unsecured fixed-rate loans. This loan is great for people wanting to consolidate debt, fund home renovations, or finance travel plans. Borrowers benefit from the predictability of fixed repayments. Additionally, loan funds are available within two business days after approval. There are no fees for early repayment of the loan balance.

Product Details
Fees

$495 establishment fee

$10 ongoing monthly fee

No early repayment fee

Other fees may apply.

Rates

Fixed rate from 5.99% to 24.49% p.a.

Loan Amount

From $5,000 to $50,000

Loan Terms

3, 4, 5, 6 or 7 years

Unsecured loan

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the MoneyMe website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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