HomePersonal LoansNABFixed Rate Personal Loan

NAB Fixed Rate Personal Loan

The NAB Fixed Rate Personal Loan offers rates from 6.99% p.a. (8.05% p.a. comparison rate*). on loans of $5,000 to $55,000.

Updated 10 July 2024

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Expert Review

NAB Fixed Rate Personal Loan is an unsecured loan with a fixed rate from 6.99% to 18.99% p.a. (7.91% to 19.83% p.a. comparison rate). This loan offers you the flexibility of borrowing between $5,000 and $55,000 over 1-7 years with an establishment fee of $150 and an ongoing fee of $10 per month.

According to Stay or Go's personal loan comparison review, this product ranks amongst the 25% lowest interest rates when compared to other unsecured, fixed rate loans in market. This makes it a competitive choice for those looking for a personal loan solution that suits their needs and budget best. It may be a good choice if you’re looking to consolidate debt, renovate your house, go on that trip or like the certainty of fixed repayment amounts. Other benefits include no fee charged for paying out your loan early and finance available within 1 business day once approved by NAB.

Product Details

$250 establishment fee

$10 ongoing monthly fee

No early repayment fee

Other fees may apply.


Fixed rate from 6.99% to 20.49% p.a.

Loan Amount

From $5,000 to $55,000

Loan Terms

1, 2, 3, 4, 5, 6 or 7 years

Unsecured loan


Before applying for this product, you should read the Target Market Determination (TMD) available here on the NAB website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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