The NAB Fixed Rate Personal Loan offers rates from 7.49% p.a. (8.89% p.a. comparison rate*). on loans of $5,000 to $55,000.
Updated 23 June 2025
* See details below
The NAB Fixed Rate Personal Loan is an unsecured loan. It offers a fixed interest rate from 7.49% to 20.49% p.a. The comparison rate ranges from 8.89% to 21.78% p.a.* Borrowers can apply for loans between $5,000 and $55,000. Loan terms are flexible, lasting from 1 to 7 years. There is an establishment fee of $250. A monthly ongoing fee of $10 also applies. These fees ensure transparent costs for easy budgeting.
This personal loan is great for individuals looking to consolidate existing debt, fund home renovations, or finance travel plans. It offers the benefit of fixed repayment amounts, providing predictability. Borrowers can access funds within one business day after approval. There are no penalties for early repayment, giving borrowers more control over their financial commitments.
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$10 ongoing monthly fee
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No early repayment fee
Other fees may apply.
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Fixed rate from 7.49% to 20.49% p.a.
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From $5,000 to $55,000
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1, 2, 3, 4, 5, 6 or 7 years
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Unsecured loan
Before applying for this product, you should read the Target Market Determination (TMD) available here on the NAB website.