HomePersonal LoansNABFixed Rate Personal Loan

NAB Fixed Rate Personal Loan

The NAB Fixed Rate Personal Loan offers rates from 7.49% p.a. (8.89% p.a. comparison rate*). on loans of $5,000 to $55,000.


Updated 10 July 2025


Fact checked and verified. Updated 10 July 2025
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Expert Review

The NAB Fixed Rate Personal Loan is an unsecured loan. It offers a fixed interest rate from 7.49% to 20.49% p.a. The comparison rate ranges from 8.89% to 21.78% p.a.* Borrowers can apply for loans between $5,000 and $55,000. Loan terms are flexible, lasting from 1 to 7 years. There is an establishment fee of $250. A monthly ongoing fee of $10 also applies. These fees ensure transparent costs for easy budgeting.

This personal loan is great for individuals looking to consolidate existing debt, fund home renovations, or finance travel plans. It offers the benefit of fixed repayment amounts, providing predictability. Borrowers can access funds within one business day after approval. There are no penalties for early repayment, giving borrowers more control over their financial commitments.

Product Details
Fees

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$250 establishment fee

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$10 ongoing monthly fee

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No early repayment fee

Other fees may apply.

Rates

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Fixed rate from 7.49% to 20.49% p.a.

Loan Amount

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From $5,000 to $55,000

Loan Terms

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1, 2, 3, 4, 5, 6 or 7 years

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Unsecured loan

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the NAB website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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