HomePersonal LoansNABFixed Rate Personal Loan

NAB Fixed Rate Personal Loan

The NAB Fixed Rate Personal Loan offers rates from 8.49% p.a. (9.54% p.a. comparison rate*). on loans of $5,000 to $55,000.


Updated 18 March 2025


Fact checked and verified. Updated 18 March 2025
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Expert Review

The NAB Fixed Rate Personal Loan is an unsecured loan with a fixed interest rate between 8.49% and 20.49% p.a. The comparison rate ranges from 9.54% to 21.49% p.a.* Loan amounts start at $5,000 and can go up to $55,000. Borrowers can choose flexible terms from 1 to 7 years. There is an establishment fee of $250. A monthly ongoing fee of $10 also applies. These fees ensure transparency in repayment obligations throughout the loan period.

This personal loan is great for individuals looking to consolidate existing debt, fund home renovations, or finance travel plans. Borrowers benefit from fixed repayment amounts, which offer predictability. Funds are available within one business day after approval. There are no penalties for early repayment, giving borrowers more control over their finances.

Product Details
Fees

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$250 establishment fee

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$10 ongoing monthly fee

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No early repayment fee

Other fees may apply.

Rates

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Fixed rate from 8.49% to 20.49% p.a.

Loan Amount

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From $5,000 to $55,000

Loan Terms

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1, 2, 3, 4, 5, 6 or 7 years

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Unsecured loan

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the NAB website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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