NAB Now Pay Later - Buy Now Pay Later

The NAB Now Pay Later Card offers a buy now pay later (BNPL) solution providing flexiblity to pay for a purchase over a short period of time without incurring interest. Ongoing benefits include no annual fee, and interest free.

Updated 5 July 2022

* See details below

Expert Review

The NAB Now Pay Later credit card is one of NAB's low interest rate products. Featuring a 0% purchase rate, this product is great for minimising interest and managing cash-flow, if you want flexibility with your monthly repayment. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the best 1% lowest purchase rates. Further, the product has no annual fee, which is NAB's lowest standard annual fee. As a result, this card is one of only a limited number that offer an ongoing $0 Annual Fee.

Considering its key features, this card is most suitable to someone who doesn't want to pay interest on a small balance, and is happy to pay a fee for this.

To get this offer, there will be certain eligibility criteria that you should be aware of before you apply. For further information, or to apply, click here.

Product Details
Discover a new way to buy now, pay later."

No rewards program

Account Fees

$0 annual account fee

Transaction Fees

3.00% international transaction fee

Other fees may apply.


Interest free

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Before applying for this product, you should read the Target Market Determination (TMD) available here on the NAB website.

points per
$1 spend*
Alternative Credit Cards
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