The NAB Now Pay Later Card offers a range of benefits including no annual fee, interest free, no international transaction fees.
Updated 13 May 2026
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The NAB Now Pay Later credit card is one of NAB's low interest rate products. Featuring a 0% p.a. purchase rate, this product is great for minimising interest and managing cash-flow, if you want flexibility with your monthly repayment. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the best 1% lowest purchase rates. Further, the product has no annual fee. As a result, this card is one of only a limited number that offer an ongoing $0 Annual Fee. And for anyone who is planning on travelling or making purchases online from international companies, this product charges no foreign transaction fees, which can create significant savings.
Considering its key features, this card is most suitable to someone who doesn't want to pay interest on a small balance, and is happy to pay a fee for this. Other benefits include no foreign transaction fees, which are commonly around 3 p.a., this product is great for anyone who makes overseas purchases online, or anyone planning on travelling overseas.
This product is currently not available for sale.
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No rewards program
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$0 annual account fee
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No international transaction fee
Other fees may apply.
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Interest free
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