NAB Now Pay Later - Buy Now Pay Later

The NAB Now Pay Later Card offers a buy now pay later (BNPL) solution providing flexiblity to pay for a purchase over a short period of time without incurring interest. Ongoing benefits include no annual fee, and interest free.

Updated 5 July 2022

* See details below

Expert Review

The NAB Now Pay Later credit card is one of NAB's low interest rate products. Featuring a 0% purchase rate, this product is great for minimising interest and managing cash-flow, if you want flexibility with your monthly repayment. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the best 1% lowest purchase rates. Further, the product has no annual fee, which is NAB's lowest standard annual fee. As a result, this card is one of only a limited number that offer an ongoing $0 Annual Fee.

Considering its key features, this card is most suitable to someone who doesn't want to pay interest on a small balance, and is happy to pay a fee for this.

To get this offer, there will be certain eligibility criteria that you should be aware of before you apply. For further information, or to apply, click here.

Product Details

Discover a new way to buy now, pay later."

- NAB

Rewards

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No rewards program

Fees

Account Fees

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$0 annual account fee

Transaction Fees

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3.00% international transaction fee

Other fees may apply.

Rates

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Interest free

Offers

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TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the NAB website.

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Stay or Go Pty Ltd (“Stay or Go”) provides information about and compares credit products in the Australian market and is authorised to do so as the holder of Australian Credit Licence 527092. We do not compare every credit product in the Australian market. We are not a credit provider and we do not provide credit assistance. When we provide information via this website, we are not providing you with a recommendation or suggestion about a particular credit product. When you apply for a credit product via our website, you are not applying with us, you are applying directly with the credit provider and will be redirected to their website. We endeavour to ensure that the information on this website is current and accurate however, before entering into any credit product with a credit provider displayed on our website, you should confirm the fees, rates, product information, and eligibility criteria with the credit provider and read the Target Market Determination (TMD) available via their website. All information on this website is general advice only and does not take into account your objectives, financial situation or needs. You should consider whether this advice is right for you and we encourage you to seek independent financial advice. The use of any trade name or trademark on this website is for identification, comparison and reference purposes only and does not imply any association with the trademark holder or their brand. Please refer to our Terms of Use for more details.