The NAB Rewards Platinum Credit Card offers up to 100,000 bonus NAB Rewards Points. Ongoing benefits include NAB Rewards Points earned on eligible purchases, and complimentary travel insurance.
Updated 21 October 2024
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The NAB Rewards Platinum credit card is NAB's mid-tier NAB Rewards product. Featuring a relatively high points earn rate which is uncapped, the card provides premium features such as insurances. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the best 25% for earning $100 back in value, such as on a gift card, for an average spend of $5,000 per month. Further, the product has a $195 annual fee, including up to 44 interest free days.
Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include Overseas Travel and Medical Insurance which is similar to equivalent products and no additional cardholder fees.
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Earn NAB Rewards Points
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1point per $1 spent
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$195 annual account fee
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No additional cardholder fee
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Up to 1 additional cardholder
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3.00% international transaction fee
Other fees may apply.
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20.99% p.a. variable purchase rate
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21.74% p.a. variable cash advance rate
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Up to 44 interest free days on purchases
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Overseas Travel Insurance
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Transport Accident Insurance
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Interstate Flight Inconvenience Insurance
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Domestic Hotel Burglary Insurance
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Purchase Protection Insurance
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Extended Warranty Insurance
up to 100,000bonus points
0% for 12 monthson balance transfers (3.00% BT fee applies), reverts to 21.74% p.a.
$45annual fee in first year
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Before applying for this product, you should read the Target Market Determination (TMD) available here on the NAB website.