NAB Rewards Platinum - Flybuys Redemption Option Credit Card

The NAB Rewards Platinum - Flybuys Redemption Option Credit Card offers 80,000 bonus Flybuys Points. Ongoing benefits include Flybuys Points via Flybuys earned on everyday purchases, and complimentary travel insurance.


Updated 18 May 2022

* See details below

Expert Review

The NAB Rewards Platinum - Flybuys Redemption Option credit card is one of NAB's mid-tier Flybuys products. Featuring a relatively high points earn rate which is uncapped, the card provides premium features such as insurances. This card earns NAB Rewards Points, which can be converted to a variety of rewards, including Flybuys Points. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the best 25% for earning $100 back in value, such as on a gift card, for an average spend of $5,000 per month. Further, the product has a $195 annual fee, including up to 44 interest free days.

Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include Overseas Travel and Medical Insurance which is similar to equivalent products and no additional cardholder fees.

Product Details
Earn NAB Rewards Points to redeem on gift cards, travel, tech and more, plus enjoy complimentary insurances."
- NAB
Rewards

Earn Flybuys Points via NAB Rewards#

1point per $1 spent

# This product earns NAB Rewards Points which can be converted to Flybuys Points. For your convenience, all above references to points are in the Flybuys Points currency.

Fees
Account Fees

$195 annual account fee

Additional Cardholder Fees

No additional cardholder fee

Up to 1 additional cardholder

Transaction Fees

3.00% international transaction fee

Other fees may apply.

Rates

19.99% p.a. purchase rate

21.74% p.a. cash advance rate

Up to 44 interest fee days on purchases

Features
Insurance

Overseas Travel Insurance

Transport Accident Insurance

Interstate Flight Inconvenience Insurance

Domestic Hotel Burglary Insurance

Purchase Protection Insurance

Extended Warranty Insurance

Offers
Bonus Points Offer

up to 80,000bonus points

0% for 12 monthson balance transfers (3.00% fee applies), reverts to 21.74% p.a.

$95annual fee in first year

60,000 bonus NAB Rewards Points (equal to 60,000 Flybuys Points) when $1,000 is spent on everyday purchases within 60 days of account opening and a further 20,000 bonus NAB Reward Points (equal to 20,000 Flybuys Points) if the card is kept open for over 12 months. Minimum redemption amounts apply, currently 3,000 Points. $95 first year annual fee (usually $195).
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TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the NAB website.

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^ Credit card reward programs can be difficult to compare due to tiered and capped points earn rate structures. To simplify comparison, we estimate the number of points you could earn per $1 spent, assuming $5,000 of spend on eligible purchases each month.
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