The Newcastle Permanent Car Loan offers rates from 6.49% p.a. (6.84% p.a. comparison rate*). on loans of $1,000 to $50,000.
Updated 10 July 2025
* See details below
The Newcastle Permanent Car Loan is a secured loan with a fixed interest rate of 6.49% p.a. The comparison rate is 6.84% p.a.. Borrowers can choose amounts between $1,000 and $50,000. Loan terms range from 1 to 7 years. There is a $250 establishment fee at the start. No ongoing annual fees apply to this loan.
This car loan is great for borrowers who want predictable repayment amounts. It also helps reduce overall interest costs. Additionally, there are no early repayment fees. This means you can pay off your loan ahead of schedule without extra charges.
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$0 annual fee
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No early repayment fee
Other fees may apply.
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Fixed rate of 6.49% p.a.
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From $1,000 to $50,000
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1, 2, 3, 4, 5, 6 or 7 years
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Secured loan
Before applying for this product, you should read the Target Market Determination (TMD) available here on the Newcastle Permanent website.