The Newcastle Permanent Real Deal Home Loan (Intro Rate) offers variable rates from 7.60% p.a. (7.82% p.a. comparison rate*). Up to $3,000 cashback when you refinance or purchase with Newcastle Permanent. Low deposit home loans.
Updated 4 May 2025
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* See details below
Variable
7.60%
7.82%
Variable
8.09%
7.97%
If you're looking for a fee free home loan with basic features, then the Newcastle Permanent Real Deal Home Loan (Intro Rate) is worth considering. As one of Newcastle Permanent's more basic home loan offerings, it features variable interest rates across the Owner Occupier category, and the ability to split your loan with Newcastle Permanent's fixed rates. Newcastle Permanent also offers a home loan package with more comprehensive features, so it is prudent to consider what's most important to you before applying. Further details about the Newcastle Permanent Real Deal Home Loan (Intro Rate) benefits are outlined below.
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$595 establishment fee
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$0 annual fee
Other fees may apply.
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No ongoing fees
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Split your loan into fixed and variable rate portions
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Make extra repayments
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Redraw extra repayments that you have made
Before applying for this product, you should read the Target Market Determination (TMD) available here on the Newcastle Permanent website.