The Newcastle Permanent Smart Saver for Youth high interest savings account offers rates up to 5.00% p.a.
Updated 13 February 2026
Base variable interest rate
0.05%
Bonus variable interest rate when conditions are met
4.95%
Total variable interest rate including maximum bonus*
5.00%
Base variable interest rate
0.05%
Bonus variable interest rate when conditions are met
4.20%
Total variable interest rate including maximum bonus*
4.25%
Base variable interest rate
0.05%
Bonus variable interest rate when conditions are met
3.95%
Total variable interest rate including maximum bonus*
4.00%
•
No monthly account fee
•
Other fees and charges may apply
•
For anyone aged 24 and under
Before applying for this product, you should read the Target Market Determination (TMD) available here on the Newcastle Permanent website.