HomePersonal LoansNewcastle PermanentUnsecured Personal loan

Newcastle Permanent Unsecured Personal loan

The Newcastle Permanent Unsecured Personal loan offers rates from 8.99% p.a. (9.35% p.a. comparison rate*). on loans of $1,000 to $40,000.


Updated 10 July 2025


Fact checked and verified. Updated 10 July 2025
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Expert Review

The Newcastle Permanent Unsecured Personal Loan has a fixed interest rate of 8.99% p.a. The comparison rate is 9.35% p.a.* Loan amounts range from $1,000 to $40,000. Terms are flexible, lasting from 1 to 7 years. There is an establishment fee of $250. No ongoing annual fees apply. This loan helps borrowers manage repayments with clarity and confidence.

This loan could be a good choice if you want to consolidate existing debt. It is also suitable for home renovations or financing travel plans. You will appreciate the fixed repayment amounts for their predictability. Additionally, there are no early repayment fees. This feature offers more flexibility in managing your finances without extra costs.

Product Details
Fees

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$250 establishment fee

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$0 annual fee

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No early repayment fee

Other fees may apply.

Rates

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Fixed rate of 8.99% p.a.

Loan Amount

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From $1,000 to $40,000

Loan Terms

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1, 2, 3, 4, 5, 6 or 7 years

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Unsecured loan

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Newcastle Permanent website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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