HomePersonal LoansNOW FinanceUnsecured Personal Loan

NOW Finance Unsecured Personal Loan

The NOW Finance Unsecured Personal Loan offers rates from 6.45% p.a. (6.45% p.a. comparison rate*). on loans of $5,000 to $50,000.


Updated 10 July 2025


Fact checked and verified. Updated 10 July 2025
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Expert Review

The NOW Finance Unsecured Personal Loan has a fixed interest rate from 6.45% to 26.95% p.a. Loan amounts range from $5,000 to $50,000. Borrowers can choose repayment terms between 2 and 7 years. This offers flexibility to meet individual financial needs. The loan is unsecured and has no establishment fee. There are also no ongoing monthly fees. This makes it a simple borrowing option without extra costs.

Stay or Go's personal loan comparison review shows this product has one of the lowest 25% interest rates among unsecured fixed-rate loans available today. It is suitable for people who want to consolidate debt, renovate their home, or fund travel plans. Borrowers benefit from predictable fixed repayments. The loan funds are disbursed within two business days after approval. There are no penalties for early repayment.

Product Details
Fees

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No establishment fee

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$0 annual fee

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No early repayment fee

Other fees may apply.

Rates

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Fixed rate from 6.45% to 26.95% p.a.

Loan Amount

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From $5,000 to $50,000

Loan Terms

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2, 3, 4, 5, 6 or 7 years

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Unsecured loan

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the NOW Finance website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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Stay or Go Pty Ltd (“Stay or Go”) provides information about and compares credit products in the Australian market and is authorised to do so as the holder of Australian Credit Licence 527092. We do not compare every credit product in the Australian market. We are not a credit provider and we do not provide credit assistance. When we provide information via this website, we are not providing you with a recommendation or suggestion about a particular credit product. When you apply for a credit product via our website, you are not applying with us, you are applying directly with the credit provider and will be redirected to their website. We endeavour to ensure that the information on this website is current and accurate however, before entering into any credit product with a credit provider displayed on our website, you should confirm the fees, rates, product information, and eligibility criteria with the credit provider and read the Target Market Determination (TMD) available via their website. All information on this website is general advice only and does not take into account your objectives, financial situation or needs. You should consider whether this advice is right for you and we encourage you to seek independent financial advice. The use of any trade name or trademark on this website is for identification, comparison and reference purposes only and does not imply any association with the trademark holder or their brand. Please refer to our Terms of Use for more details.