HomePersonal LoansNOW FinanceUnsecured Personal Loan

NOW Finance Unsecured Personal Loan

The NOW Finance Unsecured Personal Loan offers rates from 6.75% p.a. (6.75% p.a. comparison rate*). on loans of $5,000 to $50,000.

Updated 10 July 2024

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Expert Review

NOW Finance offers an Unsecured Personal Loan with a fixed rate from 6.75% to 20.95% p.a. (6.75% to 20.95% p.a. comparison rate). This loan is available for amounts ranging from $5,000 to $50,000. It can be repaid over 2-7 years with no establishment or ongoing fees charged by NOW Finance for the life of the loan.

According to Stay or Go's personal loan comparison review, this product ranks amongst the 10% lowest interest rates when compared to other unsecured, fixed rate loans in market. It is a competitive choice for those looking for certainty in their repayments and who want access to funds quickly once approved (loan finance available within 2 business days). It may be a good choice if you’re looking to consolidate debt, renovate your house, go on that trip or just need some extra funds at hand without any additional fees charged by NOW Finance should you choose pay out your loan early.

Product Details

No establishment fee

$0 annual fee

No early repayment fee

Other fees may apply.


Fixed rate from 6.75% to 26.95% p.a.

Loan Amount

From $5,000 to $50,000

Loan Terms

2, 3, 4, 5, 6 or 7 years

Unsecured loan


Before applying for this product, you should read the Target Market Determination (TMD) available here on the NOW Finance website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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