HomePersonal LoansOurMoneyMarketUnsecured Personal Loan

OurMoneyMarket Unsecured Personal Loan

The OurMoneyMarket Unsecured Personal Loan offers rates from 6.28% p.a. (6.28% p.a. comparison rate*). on loans of $2,001 to $75,000.


Updated 10 July 2025


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Expert Review

The OurMoneyMarket Unsecured Personal Loan features a fixed interest rate from 6.28% to 18.99% p.a. Comparison rates range between 6.28% and 21.78% p.a.* This unsecured loan lets borrowers access amounts between $2,001 and $75,000. Repayment terms are flexible, lasting from one to seven years. An establishment fee of $250 applies at the start. There are no ongoing monthly fees. This structure offers clarity and predictability in managing repayments.

This product ranks in the top 10% for lowest interest rates among unsecured fixed-rate loans, according to Stay or Go's personal loan comparison review. It is great for those seeking financial solutions like debt consolidation, home renovations, or travel expenses. Borrowers will appreciate the consistent repayment amounts. Additional benefits include loan funds being available within one business day after approval. You can also redraw any extra repayments made earlier. There are no penalties for early loan repayment. These features offer convenience and flexibility throughout the loan term.

Product Details
Fees

Establishment fee from $250 applies

$0 annual fee

No early repayment fee

Other fees may apply.

Rates

Fixed rate from 6.28% to 18.99% p.a.

Loan Amount

From $2,001 to $75,000

Loan Terms

1, 2, 3, 4, 5, 6 or 7 years

Unsecured loan

Features

Redraw extra repayments that you have made

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the OurMoneyMarket website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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