The PayPal Rewards Card offers a range of benefits including PayPal Points earned on everyday purchases, no annual fee.
Updated 18 May 2022
The PayPal Rewards Card is PayPal's low fee product. This is also the only credit card PayPal offers. Featuring a relatively high points earn rate which is PayPal's highest and uncapped, the card provides great value. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the best 25% for earning $100 back in value, such as on a gift card, for an average spend of $5,000 per month. Further, the product has no annual fee, which is PayPal's lowest standard annual fee, including up to 55 interest free days. As a result, this card is one of only a limited number that offer an ongoing $0 Annual Fee.
Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include no additional cardholder fees.
Earn PayPal Points
1point per $1 spent
$0 annual account fee
3.50% international transaction fee
Other fees may apply.
20.99% p.a. purchase rate
21.74% p.a. cash advance rate
Up to 55 interest fee days on purchases
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Before applying for this product, you should read the Target Market Determination (TMD) available here on the PayPal website.