People's Choice Basic Variable Home Loan

The People's Choice Basic Variable Home Loan offers variable rates from 2.44% p.a. (2.45% p.a. comparison rate*). Low deposit home loans.

Updated 22 May 2022

* See details below

Interest Rates

Enter scenario to see relevant rates

I want to borrow

with a deposit of

for my

Principal & Interest(% p.a.)

Rate
Type

Interest
Rate

Comparison
Rate*

Variable

2.44%

2.45%

Variable Index

4.18%

4.19%

Interest Only(% p.a.)

Rate
Type

Interest
Rate

Comparison
Rate*

Variable

3.14%

2.71%

Variable Index

4.73%

4.40%

Product Details

Our Basic Variable Home & Investment Loans offers our lowest rate with no upfront or no ongoing monthly fee which enables you to make unlimited extra repayments to pay off your loan quicker."

- People's Choice

Fees

•

$0 establishment fee

•

$0 annual fee

Other fees may apply.

Loan Amount

•

From $50,000

Feature

•

No ongoing fees

•

Make extra repayments

•

Redraw extra repayments that you have made

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the People's Choice website.

More information

* Comparison rate is based on a secured loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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Stay or Go Pty Ltd (“Stay or Go”) provides information about and compares credit products in the Australian market and is authorised to do so as the holder of Australian Credit Licence 527092. We do not compare every credit product in the Australian market. We are not a credit provider and we do not provide credit assistance. When we provide information via this website, we are not providing you with a recommendation or suggestion about a particular credit product. When you apply for a credit product via our website, you are not applying with us, you are applying directly with the credit provider and will be redirected to their website. We endeavour to ensure that the information on this website is current and accurate however, before entering into any credit product with a credit provider displayed on our website, you should confirm the fees, rates, product information, and eligibility criteria with the credit provider and read the Target Market Determination (TMD) available via their website. All information on this website is general advice only and does not take into account your objectives, financial situation or needs. You should consider whether this advice is right for you and we encourage you to seek independent financial advice. The use of any trade name or trademark on this website is for identification, comparison and reference purposes only and does not imply any association with the trademark holder or their brand. Please refer to our Terms of Use for more details.