HomePersonal LoansPeople's ChoiceUnsecured Personal Loan

People's Choice Unsecured Personal Loan

The People's Choice Unsecured Personal Loan offers rates from 8.99% p.a. (10.73% p.a. comparison rate*). on loans of $2,000 to $40,000.


Updated 10 July 2025


Fact checked and verified. Updated 10 July 2025
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Expert Review

The People's Choice Unsecured Personal Loan has a fixed interest rate of 8.99% p.a. The comparison rate is 10.73% p.a.* It offers unsecured loans from $2,000 to $40,000. Loan terms range from 1 to 7 years. There is an establishment fee of $250. No ongoing annual fees apply. Borrowers benefit from predictable repayment amounts throughout the loan term.

This loan is suitable for individuals looking to consolidate existing debt, finance home renovations, or fund travel plans. It offers the stability of fixed repayments. You can also redraw any extra repayments made earlier. There are no penalties for early loan repayment. This provides greater control over your borrowing experience.

Product Details
Fees

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$250 establishment fee

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$0 annual fee

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No early repayment fee

Other fees may apply.

Rates

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Fixed rate of 8.99% p.a.

Loan Amount

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From $2,000 to $40,000

Loan Terms

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1, 2, 3, 4, 5, 6 or 7 years

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Unsecured loan

Features

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Redraw extra repayments that you have made

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the People's Choice website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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