The People's Choice Unsecured Personal Loan offers rates from 8.99% p.a. (10.73% p.a. comparison rate*). on loans of $2,000 to $40,000.
Updated 23 June 2025
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The People's Choice Unsecured Personal Loan has a fixed interest rate of 8.99% p.a. The comparison rate is 10.73% p.a.* It offers unsecured loans from $2,000 to $40,000. Loan terms range from 1 to 7 years. There is an establishment fee of $250. No ongoing annual fees apply. Borrowers benefit from predictable repayment amounts throughout the loan term.
This loan is suitable for individuals looking to consolidate existing debt, finance home renovations, or fund travel plans. It offers the stability of fixed repayments. You can also redraw any extra repayments made earlier. There are no penalties for early loan repayment. This provides greater control over your borrowing experience.
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$0 annual fee
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No early repayment fee
Other fees may apply.
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Fixed rate of 8.99% p.a.
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From $2,000 to $40,000
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1, 2, 3, 4, 5, 6 or 7 years
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Unsecured loan
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Redraw extra repayments that you have made
Before applying for this product, you should read the Target Market Determination (TMD) available here on the People's Choice website.