HomePersonal LoansPeople's ChoiceUnsecured Personal Loan

People's Choice Unsecured Personal Loan

The People's Choice Unsecured Personal Loan offers rates from 8.99% p.a. (10.73% p.a. comparison rate*). on loans of $2,000 to $40,000.


Updated 18 March 2025


Fact checked and verified. Updated 18 March 2025
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Expert Review

People's Choice Unsecured Personal Loan is an unsecured loan with a fixed rate of 8.99% p.a. (10.73% p.a. comparison rate). You can borrow from $2,000 to $40,000 over 1-7 years. There is an establishment fee of $250, but no ongoing fees per year.

This loan may be a good choice if you’re looking to consolidate debt, renovate your house, go on that trip or like the certainty of fixed repayment amounts. It also offers flexibility to redraw additional repayments made previously and no fee charged for paying out the loan early should you wish to do so before the term ends.

Product Details
Fees

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$250 establishment fee

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$0 annual fee

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No early repayment fee

Other fees may apply.

Rates

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Fixed rate of 8.99% p.a.

Loan Amount

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From $2,000 to $40,000

Loan Terms

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1, 2, 3, 4, 5, 6 or 7 years

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Unsecured loan

Features

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Redraw extra repayments that you have made

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the People's Choice website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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