The P&N Bank Fixed Rate Home Loan offers variable rates from 5.49% p.a. (5.96% p.a. comparison rate*) and fixed rates from 5.49% p.a. (5.96% p.a. comparison rate*). Low deposit home loans.
Updated 9 May 2025
See what your bank will offer you to stay
* See details below
Variable
5.49%
5.96%
1 Year Fixed
5.69%
6.03%
2 Year Fixed
5.59%
5.98%
3 Year Fixed
5.59%
5.94%
4 Year Fixed
6.49%
6.23%
5 Year Fixed
6.49%
6.26%
1 Year Fixed
5.69%
6.03%
2 Year Fixed
5.49%
5.96%
3 Year Fixed
5.59%
5.94%
4 Year Fixed
6.49%
6.23%
5 Year Fixed
6.49%
6.26%
If you're looking for a fee free home loan with basic features, then the P&N Bank Fixed Rate Home Loan is worth considering. As one of P&N Bank's more basic home loan offerings, it features variable and fixed interest rates across the Owner Occupier category, and the ability to split your loan into variable and fixed rate parts. Further details about the P&N Bank Fixed Rate Home Loan benefits are outlined below.
•
$0 establishment fee
•
$0 annual fee
Other fees may apply.
•
•
No ongoing fees
•
Split your loan into fixed and variable rate portions
Before applying for this product, you should read the Target Market Determination (TMD) available here on the P&N Bank website.