The P&N Bank Visa Classic Credit Card offers a range of benefits including a low ongoing interest rate.
Updated 18 May 2022
The P&N Bank Visa Classic credit card is P&N Bank's low interest rate product. Featuring a competitive Purchase interest rate of 11.31%, which is P&N Bank's lowest, and including up to 45 interest free days, this product is great for minimising interest and managing cash-flow, if you want flexibility with your monthly repayment. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the best 10% lowest purchase rates. Further, the product has a $49 annual fee. As a result, this card ranks among the lowest 25% annual fee products.
Considering its key features, this card is most suitable to someone who wants the peace of mind that if they do need to pay interest from time to time, the rate will be competitive. Other benefits include no additional cardholder fees.
No rewards program
$49 annual account fee
3.00% international transaction fee
Other fees may apply.
11.31% p.a. purchase rate
19.99% p.a. cash advance rate
Up to 45 interest fee days on purchases
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Before applying for this product, you should read the Target Market Determination (TMD) available here on the P&N Bank website.