P&N Bank Visa Platinum Credit Card
The P&N Bank Visa Platinum Credit Card offers . Ongoing benefits include a low ongoing interest rate, and complimentary travel insurance.
Updated 27 November 2023
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The P&N Bank Visa Platinum credit card is P&N Bank's premium low interest rate product. Featuring a competitive Purchase interest rate of 11.99% p.a., and including up to 45 interest free days, this product is great for minimising interest and managing cash-flow, if you want flexibility with your monthly repayment. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the best 10% lowest purchase rates. Further, the product has a $99 annual fee.
Considering its key features, this card is most suitable to someone who wants the peace of mind that if they do need to pay interest from time to time, the rate will be competitive. Other benefits include Overseas Travel and Medical Insurance which is similar to equivalent products and no additional cardholder fees.
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No rewards program
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$99 annual account fee
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3.00% international transaction fee
Other fees may apply.
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11.99% p.a. variable purchase rate
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19.99% p.a. variable cash advance rate
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Up to 45 interest free days on purchases
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Overseas Travel Insurance
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Interstate Flight Inconvenience Insurance
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Transport Accident Insurance
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Extended Warranty Insurance
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Purchase Security Insurance
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Before applying for this product, you should read the Target Market Determination (TMD) available here on the P&N Bank website.