Police Bank Credit Card
The Police Bank Credit Card offers a range of benefits including a low ongoing annual fee, a low ongoing interest rate.
Updated 14 May 2025
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The Police Bank credit card is Police Bank's low interest rate product. This is also the only credit card Police Bank offers. Featuring a competitive Purchase interest rate of 10.76% p.a., which is Police Bank's lowest, and including up to 55 interest free days, this product is great for minimising interest and managing cash-flow, if you want flexibility with your monthly repayment. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the best 5% lowest purchase rates. Further, the product has a reasonably priced $30 annual fee. As a result, this card ranks among the lowest 25% annual fee products.
Considering its key features, this card is most suitable to someone who wants the peace of mind that if they do need to pay interest from time to time, the rate will be competitive. Other benefits include no additional cardholder fees.
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No rewards program
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$30 annual account fee
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3.00% international transaction fee
Other fees may apply.
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10.76% p.a. variable purchase rate
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10.76% p.a. variable cash advance rate
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Up to 55 interest free days on purchases
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Before applying for this product, you should read the Target Market Determination (TMD) available here on the Police Bank website.