Qantas American Express Premium Credit Card

The Qantas American Express Premium Credit Card offers 80,000 bonus Qantas Points. Ongoing benefits include Qantas Points earned on everyday purchases, complimentary travel insurance, and Qantas Club lounge invitations.

Updated 18 May 2022

Expert Review

The Qantas American Express Premium credit card is one of American Express' Qantas Frequent Flyer products. Featuring a relatively high points earn rate which is uncapped, the card provides American Express's high quality service benefits. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the best 25% points earn rates, for an average spend of $5,000 per month. Further, the product has a $249 annual fee, including up to 44 interest free days.

Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include no additional cardholder fees. Please note, that commonly in the Australian market, acceptance of American Express cards for payment in comparison to Visa and Mastercard isn’t as broad. Also, there is a greater level of merchant surcharging on American Express cards in comparison to Visa and Mastercard, noting that Visa and Mastercard can also attract surcharging by some merchants.

Product Details
Earn Qantas Points on every dollar spent."
- American Express

Earn Qantas Points

1point per $1 spent

Account Fees

$249 annual account fee

Additional Cardholder Fees

No additional cardholder fee

Up to 4 additional cardholders

Transaction Fees

3.00% international transaction fee

Other fees may apply.


20.74% p.a. purchase rate

Up to 44 interest fee days on purchases


Domestic and International Travel Insurance

Purchase Protection Cover

Refund Protection Cover

Airport Lounge Access

2 x Qantas Club lounge invitations each year

Bonus Points Offer

80,000bonus points

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Before applying for this product, you should read the Target Market Determination (TMD) available here on the American Express website.

points per
$1 spend*
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^ Credit card reward programs can be difficult to compare due to tiered and capped points earn rate structures. To simplify comparison, we estimate the number of points you could earn per $1 spent, assuming $5,000 of spend on eligible purchases each month.
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