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Qantas Premier Platinum Credit Card

The Qantas Premier Platinum Credit Card offers 80,000 bonus Qantas Points. Ongoing benefits include Qantas Points earned on eligible purchases, complimentary travel insurance, and Qantas Club lounge invitations.

Updated 8 December 2023

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Expert Review

The Qantas Premier Platinum credit card is one of Qantas Money's premium Qantas Frequent Flyer products. Featuring a relatively high points earn rate which is uncapped, the card provides premium features such as insurances. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the best 25% points earn rates, for an average spend of $5,000 per month. Further, the product has a $399 annual fee, including up to 55 interest free days.

Considering its key features, this card is most suitable to someone who wishes to be rewarded for their spend. Other benefits include Overseas Travel and Medical Insurance which is similar to equivalent products.

Bonus Points, Balance Transfer and discounted Annual Fee in first year.
For a limited time the Qantas Premier Platinum credit card has a bonus Qantas Points offer, where you could receive 80,000 bonus Qantas Points in the first year. Also, the product has a special 0% p.a. Balance Transfer offer for 12 months. Of note, there is also a 1% p.a. Balance Transfer fee which should be considered when evaluating the overall benefit of this offer. In addition, the product also has a $349 annual fee in first year, which is a saving of $50 from the standard fee of $399. To get this offer, there will be certain eligibility criteria that you should be aware of before you apply.

Product Details
There’s more to enjoy with Qantas Premier Platinum. Your journey will feel special, even on the ground, with the Qantas Premier Platinum credit card."
- Qantas Money

Earn Qantas Points

1point per $1 spent up to $10,000, then 0.5 per statement

Account Fees

$399 annual account fee

Additional Cardholder Fees

$50 additional cardholder fee

Up to 4 additional cardholders

Transaction Fees

3.00% international transaction fee

Other fees may apply.


19.99% p.a. variable purchase rate

21.99% p.a. variable cash advance rate

Up to 55 interest free days on purchases


Overseas Travel Insurance

Interstate Flight Inconvenience Insurance

Transport Accident Insurance

Global Hire Car Excess Waiver Cover

Extended Warranty Insurance

Purchase Protection Insurance

Airport Lounge Access

2 x Qantas Club lounge invitations each year

Bonus Points Offer

80,000bonus points

0% for 12 monthson balance transfers (1.00% BT fee applies), reverts to 21.99% p.a.

$349annual fee in first year

Earn up to 80,000 bonus Qantas Points. New cardholders receive 60,000 bonus Qantas Points when $3,000 or more is spent on eligible purchases within 3 months from card approval. Plus an additional 20,000 bonus points if you haven’t earned Qantas Points with a credit card in the last 12 months.
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Before applying for this product, you should read the Target Market Determination (TMD) available here on the Qantas Money website.

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^ Credit card reward programs can be difficult to compare due to tiered and capped points earn rate structures. To simplify comparison, we estimate the number of points you could earn per $1 spent, assuming $5,000 of spend on eligible purchases each month.
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