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Qudos Visa Lifestyle Credit Card

The Qudos Visa Lifestyle Credit Card offers a range of benefits including no annual fee, a low ongoing interest rate, complimentary travel insurance.


Updated 16 June 2025


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Expert Review

The Qudos Visa Lifestyle credit card is Qudos' low interest rate product. This is also the only credit card Qudos offers in the low interest rate category. Featuring a competitive Purchase interest rate of 12.59% p.a., which is Qudos' lowest, and including up to 0 interest free days, this product is great for minimising interest and managing cash-flow, if you want flexibility with your monthly repayment. Of the 200+ credit cards reviewed by Stay or Go, this card ranks among the best 25% lowest purchase rates. Further, the product has no annual fee, which is Qudos' lowest standard annual fee. As a result, this card is one of only a limited number that offer an ongoing $0 Annual Fee.

Considering its key features, this card is most suitable to someone who wants the peace of mind that if they do need to pay interest from time to time, the rate will be competitive. Other benefits include no additional cardholder fees.

Product Details
If you're after a low rate with no annual fee, the Lifestyle Credit Card may be the perfect card for you."
- Qudos
Rewards

No rewards program

Fees
Account Fees

$0 annual account fee

Additional Cardholder Fees

No additional cardholder fee

Up to 4 additional cardholders

Transaction Fees

3.65% international transaction fee

Other fees may apply.

Rates

12.59% p.a. variable purchase rate

12.59% p.a. variable cash advance rate

No interest free days on purchases

Offers
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TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Qudos website.

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