RAMS Fixed Rate Classic Home Loan

The RAMS Fixed Rate Classic Home Loan offers fixed rates from 2.89% p.a. (2.78% p.a. comparison rate*). Low deposit home loans.


Updated 22 May 2022

* See details below

Interest Rates
Enter scenario to see relevant rates
I want to borrow
with a deposit of
for my
Principal & Interest(% p.a.)
Rate
Type
Interest
Rate
Comparison
Rate*

1 Year Fixed

2.89%

2.78%

2 Year Fixed

3.79%

2.96%

3 Year Fixed

4.29%

3.18%

4 Year Fixed

4.49%

3.38%

5 Year Fixed

4.69%

3.60%

10 Year Fixed

5.64%

4.92%

Interest Only(% p.a.)
Rate
Type
Interest
Rate
Comparison
Rate*

1 Year Fixed

4.09%

4.16%

2 Year Fixed

4.49%

4.24%

3 Year Fixed

4.89%

4.39%

4 Year Fixed

5.09%

4.53%

5 Year Fixed

5.19%

4.65%

Product Details
A simple fixed loan with no additional extras, reverts to the RAMS Essential Home Loan when the fixed term expires. Ideal for first home buyers and investors"
- RAMS
Fees

•

$595 establishment fee

•

$10 ongoing monthly fee

Other fees may apply.

Loan Amount

•

From $15,000

Feature

•

Split your loan into fixed and variable rate portions

•

Make extra repayments

•

Redraw extra repayments that you have made

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the RAMS website.

More information
* Comparison rate is based on a secured loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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