HomePersonal LoansSt GeorgeSecured Fixed Rate Personal Loan

St George Secured Fixed Rate Personal Loan

The St George Secured Fixed Rate Personal Loan offers rates from 6.49% p.a. (7.69% p.a. comparison rate*). on loans of $3,000 to $100,000.


Updated 23 June 2025


Fact checked and verified. Updated 23 June 2025
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Expert Review

The St George Secured Fixed Rate Personal Loan provides a secured borrowing option. Interest rates range from 6.49% to 12.99% p.a. The comparison rate is between 7.69% and 14.14% p.a.* Loan amounts start at $3,000 and go up to $100,000. Terms are flexible, lasting from 1 to 7 years. There is an establishment fee of $195. A monthly fee of $12 applies. A $150 loan closure fee may be charged for early repayment.

This loan is great for individuals looking to finance a vehicle purchase. It offers fixed repayment amounts throughout the term, providing predictability. Because it is secured, the loan often has more competitive rates than unsecured options. This benefits borrowers who prioritize stability in their budgeting and financial planning.

Product Details
Fees

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$195 establishment fee

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$12 ongoing monthly fee

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$150 early repayment fee may apply

Other fees may apply.

Rates

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Fixed rate from 6.49% to 12.99% p.a.

Loan Amount

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From $3,000 to $100,000

Loan Terms

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1, 2, 3, 4, 5, 6 or 7 years

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Secured loan

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the St George website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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