Compare Suncorp Credit Cards
Compare the latest Suncorp Credit Card offers. 0% for 20 months on Balance Transfers. 40,000 bonus Qantas Points. Review your existing Suncorp Credit Card. Get a better deal today.
Updated 22 April 2024
Offers 1 - 4 of 4
Are Suncorp Rewards or Qantas Frequent Flyer rewards better?
If you take out a Suncorp loyalty points Credit Card you’ll generally have the option to link it to Qantas Frequent Flyer or Suncorp Rewards. We look at the pros and cons of each rewards program to help you choose which is right for you.
How do Suncorp Rewards credit cards work?
The Suncorp Rewards program is designed to give you flexibility in the way you choose to redeem rewards points. It allows you to accumulate rewards on your everyday purchases and doesn’t cap the number of points you can earn.
You can then spend these points across a range of categories, including Gift cards . You can also convert your Suncorp Rewards points to frequent flyer points with 4 different partners, including Velocity Frequent Flyer, Singapore Airlines Krisflyer, Emirates Skywards, andFlybuys.
The following provides more information about these redemption options:
- Gift cards. You can convert your Suncorp Rewards points for gift cards through a number of retail partners. These include Bunnings, Apple, Big W, BBQ Galore, Amazon, BWS, Coles, Dan Murphys, David Jones, eBay, Harvey Norman, JB Hi Fi, Jetstar, Myer, and more.
- Airline partners. 4 different frequent flyer programs partner with Suncorp Rewards offering the following rates of exchange:
- Velocity Frequent Flyer.2 Suncorp Rewards Points = 1 Velocity Point
- Singapore Airlines Krisflyer.2.5 Suncorp Rewards Points = 1 Krisflyer Mile
- Emirates Skywards.3 Suncorp Rewards Points = 1 Emirates Skywards Point
- Flybuys.1.33 Suncorp Rewards Points = 1 Flybuys Point
Which cards come with Suncorp Rewards?
Suncorp offers 2 different cards that come with Suncorp Rewards. These include the entry-level Suncorp Gold card, as well as the Suncorp Platinum. For a higher fee, these offer the opportunity to earn more rewards points, and feature other travel-related benefits.
Summary of the benefits of Suncorp Rewards cards
| Suncorp Gold | Fee$129 | International transaction fee3.4% | Purchase rate21.99% p.a. | Free Daysup to 55 | Rewards points earned Earn Suncorp Rewards Points 1point per $1 spent up to $1,500, then 0.5 per statement | Other benefits n/a | Minimum credit limit$5,000 | |
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| Suncorp Platinum | Fee$129 | International transaction fee3.4% | Purchase rate21.99% p.a. | Free Daysup to 55 | Rewards points earned Earn Suncorp Rewards Points 1.25points per $1 spent | Other benefits Complimentary travel insurance | Minimum credit limit$6,000 |
Current offers on Suncorp Rewards cards
Suncorp has the following offer for people taking out a new Suncorp Rewards card.
Suncorp Platinum
120,000bonus points
$99annual fee in first year
How do the Suncorp Qantas Frequent Flyer credit cards work?
As the name suggests when you spend money on your Suncorp Qantas Frequent Flyer card, you earn Qantas Frequent Flyer Points directly.
Qantas Frequent Flyer program is extensive, giving you the opportunity to use points for domestic and international flights and upgrades. You can also redeem points for:
- hotels
- shopping, including gift cards and direct purchases from the Qantas Store
- purchases through Qantas Wine
- Qantas Travel Insurance, and
- hire cars and fuel through BP
Which cards come with Qantas Frequent Flyer?
The Suncorp Platinum Qantas credit card is the only Suncorp credit card that features Qantas Frequent Flyer.
Summary of Suncorp Qantas Frequent Flyer Cards
| Suncorp Platinum Qantas | Fee$178 | International transaction fee3.4% | Purchase rate21.99% p.a. | Free Daysup to 55 | Rewards points earned Earn Qantas Points 0.5points per $1 spent up to $8,000 | Other benefits Complimentary travel insurance | Minimum credit limit$6,000 |
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Current offers on Suncorp Qantas Frequent Flyer cards
Suncorp has the following offer for people taking out a new Suncorp Qantas Frequent Flyer card.
Suncorp Platinum Qantas
40,000bonus points
0% for 12 monthson balance transfers, reverts to 21.99% p.a.
Which should you get: Suncorp Rewards or Qantas Frequent Flyer?
Ultimately, whether you should choose a Suncorp Rewards or a Suncorp Qantas Frequent Flyer credit card depends largely on how you intend to redeem the points.
If you’re happy flying Qantas and shopping through its partners, then earning Qantas Frequent Flyer points directly can be a great option.Alternatively, if you’d prefer to fly another airline, then the Suncorp Rewards card gives you the opportunity to redeem through 4 different frequent flyer loyalty programs schemes (Qantas isn’t one of them).
If cost is a consideration, it’s also worth noting that the Suncorp Rewards cards tends to be slightly cheaper than the Suncorp Qantas Frequent Flyer cards. But if you’re earning more points on an airline you’d choose to fly, this probably won’t matter.
Alternatively, if you don’t feel like you’ll get value out of rewards points, a low-cost no-frills card could save you money.
In short…
Both cards offer great rewards programs and the choice ultimately comes down to personal preference.