HomePersonal LoansTeachers Mutual BankAll Purpose Personal Loan

Teachers Mutual Bank All Purpose Personal Loan

The Teachers Mutual Bank All Purpose Personal Loan offers rates from 11.99% p.a. (12.21% p.a. comparison rate*). on loans of $4,000 to $80,000.


Updated 10 July 2025


Fact checked and verified. Updated 10 July 2025
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Expert Review

The Teachers Mutual Bank All Purpose Personal Loan is an unsecured loan with a variable interest rate of 11.99% p.a. The comparison rate is 12.21% p.a.* Loan amounts range from $4,000 to $80,000, with flexible repayment terms lasting from 1 to 6 years. There is a one-time establishment fee of $150 and no ongoing monthly fees. This makes it a straightforward financing option for a variety of personal needs.

This loan may be a good choice if you’re looking to consolidate debt, renovate your house, or go on that holiday. Additional benefits include the flexibility to redraw any extra repayments made previously and no fees charged for paying out the loan early, giving you greater control over your finances as circumstances change.

Product Details
Fees

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$150 establishment fee

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$0 annual fee

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No early repayment fee

Other fees may apply.

Rates

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Fixed rate of 11.99% p.a.

Loan Amount

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From $4,000 to $80,000

Loan Terms

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1, 2, 3, 4, 5 or 6 years

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Unsecured loan

Features

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Redraw extra repayments that you have made

TMD

Before applying for this product, you should read the Target Market Determination (TMD) available here on the Teachers Mutual Bank website.

More information
The comparison rates on this page are based on either a $30,000 loan over 5 years, or a $10,000 loan 3 years, as indicated with each rate. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in different comparison rates.
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